Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57117 reviews)

View other PayPal products

4.91

Based on 57,117 reviews, last reviewed 8th Apr 2026

583500% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

More interactive features but overall great service I’d like more immediate feedback with online repayments and interest. However my experience has been excellent to date, very convenient and secured so... Read more Reviewed on: 8th April 2026

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (57117)

Easy to ise

Easy to use, user friendly, clear terms and conditions. Good app, easy to see what is outstanding. Only down side is not being able to choose what you pay off. Reviewed on: 11th May 2024

PayPal is amazing!

Great solution payment! It's secure and safety! Lovely. Reviewed on: 11th May 2024

Brilliant

Really good. I use a lot and it's really handy and I've had 1 or 2 issues before (not with PayPal) with a seller and I phoned up and within minutes it was resolved. So easy to use and very simply laid out Reviewed on: 11th May 2024

It’s helped me so much, I founded very supportive wh...

It’s helped me so much, I founded very supportive when I need to pay my bills Reviewed on: 11th May 2024

Excellent service.

Excellent service. Also when a purchase was cancelled by the seller they said 3 to 5 days for the refund but PayPal refunded my account the same day. Reviewed on: 11th May 2024

Longtime user.

I’ve been using PayPal credit for a few years now,for my needs it’s perfect and every transaction is smooth and hassle free and easy to understand ,I’ve used PayPal credit in emergencies,also for ease of use and because it’s practical Reviewed on: 11th May 2024

PayPal gives me flexibility, and excellent support

PayPal gives me the flexibility to pay in 3, a good line of credit if I want to stretch things out, a way to transfer funds to family abroad and securely pay without exposing my cards to scammers. I use PayPal as much as I use my banking app, and found their support to be efficient and effective. Reviewed on: 11th May 2024

Very good gives me time to pay later with no interes...

Very good gives me time to pay later with no interest if within 4 months! Reviewed on: 11th May 2024

Interest free options with easy ways to overpay and...

Interest free options with easy ways to overpay and clear debt Reviewed on: 11th May 2024

Love PayPal easy way to pay an great if issues with...

Love PayPal easy way to pay an great if issues with product Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Very Account
from Shop Direct 4.38 from 27 reviews
Better Off Calculator
from Policy in Practice 4.78 from 423 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 31191 reviews
Payments
from PayPal 4.92 from 3659 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub