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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

5 stars to PayPal Credit

Excellent experience with PayPal credit and customer service. Reviewed on: 9th June 2026

Just so easy to use.

Just so easy to use.love the 0% over 4 months. No need to keep entering delivery address. Reviewed on: 9th June 2026

Paypal is very simple and easy to use, the app is ex...

Paypal is very simple and easy to use, the app is excellent and keeps you up to date and is easy to understand Reviewed on: 9th June 2026

Incredibly amazing

I’ve been with PayPal since 2012 it’s just amazing it keeps improving every year Reviewed on: 9th June 2026

Peace of mind

It’s great all around I feel safe spending my money on PayPal credit Reviewed on: 9th June 2026

A safe way to pay.

PayPal lets me spread the cost of my purchases across certain times, making it more manageable for me to budget for the things I need. The fees are upfront, and not hidden, they take what they say they are going to, and most importantly, it's safe, only PayPal has my information so I don't worry about more being taken than I'm paying for. Reviewed on: 9th June 2026

Useful product online and in person with wallet app

Useful product online and in person with wallet app Reviewed on: 9th June 2026

PayPal have been brilliant over the years!

PayPal have been brilliant over the years!from helping when there was buyer protection needed to being on the end of a phone when things went wrong. The communication is perfect, not bothersome but present in a good way. I’m one happy shopper! Reviewed on: 9th June 2026

Excellent and great customer service

Excellent services and great customer service when required. There are many different options and fantastic availability on many different platforms to use PayPal. Reviewed on: 9th June 2026

I use PayPal for all my online shopping.

I use PayPal for all my online shopping. I feel its safe and easy without putting my bank account at risk. Easy to transfer money to friends abroad Reviewed on: 9th June 2026

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