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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Great offers, and can pay interest free over a coupl...

Great offers, and can pay interest free over a couple of months. Reviewed on: 9th June 2026

Always an easy transition, great rates and very reli...

Always an easy transition, great rates and very reliable.Pay in 3 is a favourite of mine, and has been very useful. Reviewed on: 9th June 2026

I use for just about everything

I use PP Credit for just about everything over £100. Allows me to plan my finances. App is are with 2FA Reviewed on: 9th June 2026

Communication with the PayPal team is efficient and...

Communication with the PayPal team is efficient and friendly. Ready to listen and help Reviewed on: 9th June 2026

PayPal exceptional service

When I had issues with my direct debit, PayPal customer support resolved the issue immediately. Reviewed on: 9th June 2026

One of the best credit services.

One of the best credit services. Reviewed on: 9th June 2026

Couldn’t Be Easier!

PayPal Credit is really quick and easy to use. Setting up payments is straightforward, and managing repayments is simple through the app. It’s convenient for spreading the cost of larger purchases, and I’ve found the whole process hassle-free. A great option if you’re looking for flexible and easy-to-manage credit. Reviewed on: 9th June 2026

Always find it easy to use PayPal and where I have h...

Always find it easy to use PayPal and where I have had to contact customer support they have always been able to contact and understand my queries. Reviewed on: 9th June 2026

PayPal is perfect for keeping track of upcoming paym...

PayPal is perfect for keeping track of upcoming payments Reviewed on: 9th June 2026

Makes Online Shopping Easier

I love using PayPal Credit, because it makes online shopping quick and secure. PayPal Credit also lets me spread the cost of purchases instead of paying the full amount upfront, which helps me manage my budget more easily. I can make monthly payments and choose a repayment plan that suits me. Reviewed on: 9th June 2026

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