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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57129 reviews)

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4.91

Based on 57,129 reviews, last reviewed 8th Apr 2026

584600% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy Access Easy to use availability everywhere pay in 3 i use weekly and pay off early no interest Reviewed on: 8th April 2026

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57129)

Great service

flexible payment system on credit and interest-free payment, plus a 100% guarantee of consumer protection. Reviewed on: 11th May 2024

Its very helpful for us, very easy to use and conven...

Its very helpful for us, very easy to use and convenient Reviewed on: 11th May 2024

Great customer service and very professional

Great customer service and very professional Reviewed on: 11th May 2024

I always use paypal credit for takeaways and food.

I always use paypal credit for takeaways and food. Always supporting me when im out of money making sure im not hungry Reviewed on: 11th May 2024

Excellent service and really easy to use and manage.

Excellent service and really easy to use and manage. Reviewed on: 11th May 2024

I found it's quick and very easy.

I found it's quick and very easy. Most of all it's secure Reviewed on: 11th May 2024

App is very simple to use, great rates on borrowing...

App is very simple to use, great rates on borrowing 0% interest if paid off in 4 months, great for small to medium size purchases. I use it quite a lot as it takes the stress out of buying things I want without the financial burden. Reviewed on: 11th May 2024

I like the 4 month interest free offer.

I like the 4 month interest free offer. Other than that there isn’t much else to say really. I don’t know how to tell more when there isn’t anything to say. The prompt is telling me to write a little more but I’m really out of ideas. Now it says fantastic! Great. Reviewed on: 11th May 2024

Never let me down, excellent service

Never let me down, excellent service Reviewed on: 11th May 2024

Easy to arrange.

Easy to arrange. Generous credit limit. Fully backed purchases. Easy to pay Reviewed on: 11th May 2024

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