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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Ive found it very easy to use.

Ive found it very easy to use. Its available for many options and paying back is easy as well. I can also easily track what I've spent what credit I have etc. Reviewed on: 9th June 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. The application process was quick and straightforward, and the credit line has given me extra flexibility when making larger purchases. I especially appreciate the ability to spread payments over time, which helps me manage my budget more effectively. The online account management is easy to use, payments are simple to make, and I receive clear statements each month. PayPal Credit integrates seamlessly with PayPal checkout, making purchases fast and convenient. Overall, it’s been a reliable and useful financial tool, and I’d happily recommend it to anyone looking for a flexible payment option. Reviewed on: 9th June 2026

Whenever I've had a dispute it's been resolved quickly

Whenever I've had a dispute it's been resolved quickly Reviewed on: 9th June 2026

problems with transactions

If I have had any problems with transactions they are always helpful and sort things out for me Reviewed on: 9th June 2026

PayPal review

Ive used PayPal for years and highly recommend it, i love it. I like when you can buy over 12 months as well. I buy all year round with paypal Reviewed on: 9th June 2026

Paypal offers great value for money and easy to use...

Paypal offers great value for money and easy to use the app. Issues arise sometimes when returning goods when paid for via Paypal credit. Love the Paypal credit Apple Pay card. Reviewed on: 9th June 2026

Fantastic service

Great service. With a few exceptions one can pay for goods and services with PayPal credit and cover the debt when salary kicks in. I also fell an additional layer of protection by using PayPal Credit as opposed to my Debit card. Reviewed on: 9th June 2026

Easy and straight forward to access funds

Easy and straiggt forward to access funds Reviewed on: 9th June 2026

Not a happy experience

I feel that the way that I was treated was inflammatory and caused great upset. Customer Service staff made matters worse. Reviewed on: 9th June 2026

Great service, easy to use and great value for money

Great service, easy to use and great value for money Reviewed on: 9th June 2026

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