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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149172 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149172)

Excellent

Excellent easy to use service quick hassle free and very convenient very happy Reviewed on: 5th May 2026

Paypal Credit

PayPal Credit (especially Pay in 4) is really convenient. It’s super easy to use at checkout, the app is clean and straightforward, and the 4 interest-free payments option is very helpful for spreading costs. Great for online shopping when you want flexibility without interest. Reviewed on: 5th May 2026

Very Help Full.

Very Help Full. I Really Like this Service Reviewed on: 5th May 2026

Simply The Best

I have been a PayPal user for years and they have never let me down I wouldn’t use any other card outside of my normal bank Reviewed on: 5th May 2026

Simply the best

Simple and fast to use. No fuss, all to hand and available when you need it. Reviewed on: 5th May 2026

Paypal makes everything easier to do from payment fo...

Paypal makes everything easier to do from payment for goods and services, to bank transfers all in a secure environment. I would genuinely recommend it to others! Reviewed on: 5th May 2026

Brilliant payment options, any resolution dealt with...

Brilliant payment options, any resolution dealt with quickly. Reviewed on: 5th May 2026

I have used PayPal credit multiple times.

I have used PayPal credit multiple times. I love how they remind you when your promotions are coming to an end which is brilliant for a busy mum! PayPal credit really helps me so much with big purchases. Reviewed on: 5th May 2026

Safe and convenient

Very handy pay in 3, quick and safe method of payment and being able to track everything on my app Reviewed on: 5th May 2026

Useful but bad customer service and I have been usin...

Useful but bad customer service and I have been using PayPal for 10 yrs Reviewed on: 5th May 2026

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