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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Hel when needed

When needing to purchase something big it was easy to access the finance through PayPal a quick check and things were sorted Reviewed on: 9th June 2026

I had only a positve experience with Paypal Credit.

I had only a positve experience with Paypal Credit. Even when I did some mistakes regarding my payments, the Customer Service reps were very kind. I feel, like behind the scenes the team members are very compassionate and supportive. Reviewed on: 9th June 2026

Great way to pay with a simple application.!

Very simple to apply and card arrived quickly. Brilliant app let's you keep a constant watch on your spending and repayments. You can make repayments via the app at the press of a button Repayments available via direct debit also and you get reminders when your next payment is due. Works directly and seamlessly with ebay for quick payment for any items purchased. You can use the card abroad just like any other cards too. I would recommend it to everybody. Reviewed on: 9th June 2026

Excellent company

Its great plus interest rates on the lend of credit is also good would definitely recommend it Reviewed on: 9th June 2026

Give time to pay and credit bous

Give time to pay and credit bous Reviewed on: 9th June 2026

User friendly

PayPal Credit is simple to use and makes managing payments convenient. Overall, a good experience. Reviewed on: 9th June 2026

Great experience so far

Great experience so far, happy to use it every day Reviewed on: 9th June 2026

Never had any problems

Good stuff Reviewed on: 9th June 2026

Very good when purchasing higher valved good spreadi...

Very good when purchasing higher valved good spreading the cost interest free over 4 months Reviewed on: 9th June 2026

Easy to use great options.

Very easy to use, good selection of payment options. Communication is clear and in detail. Reviewed on: 9th June 2026

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