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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149212 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149213)

No issues over 2 decades, 5 stars!

I've used PayPal for over 2 decades and they have always helped when needed and make me feel safe with my money using via them. Never had a bad experience. Not too difficult to contact them and the app is quite easy to navigate. Reviewed on: 5th May 2026

Great service and easy to use highly recommend

Great service and easy to use highly recommend Reviewed on: 5th May 2026

Paypal, I always feel safe using them

Paypal, I always feel safe using them Reviewed on: 5th May 2026

PayPal -Handy to have.

It is always handy to have PayPal. Great service. No complaints.. Reviewed on: 5th May 2026

Intrest free period and you can easily shop online.

Intrest free period and you can easily shop online. Reviewed on: 5th May 2026

Easy, flexible and reassuring

PayPal is simple to use and gives me confidence when buying online. On the very rare occasion I need support, there is always someone on hand to help, which is reassuring. I really like the interest-free options, as they make it easier to spread the cost of larger purchases over a few months without being tied into fixed payments. I know I can repay the full amount in one go, split it into a few payments, or make extra ad hoc repayments whenever it suits me. The repayment process is very straightforward, so I always feel in control of what I owe and when I want to pay it back. I also like the rewards points earned on purchases, which are a nice added bonus. Overall, PayPal feels convenient, flexible and reliable. Reviewed on: 5th May 2026

PayPal Credit has made online shopping much more man...

PayPal Credit has made online shopping much more manageable for me. It’s easy to use, transparent, and gives me flexibility when I need it most. I appreciate how seamless it is alongside my regular PayPal account. Reviewed on: 5th May 2026

Standard experience relatively painless

Standard experience relatively painless Reviewed on: 5th May 2026

All there when u need assistance

All there when u need assistance Reviewed on: 5th May 2026

Easy to use, haven't had any problems in all the yea...

Easy to use, haven't had any problems in all the years I've used it which has to be twenty years Reviewed on: 5th May 2026

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