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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57240 reviews)

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4.91

Based on 57,240 reviews, last reviewed 8th Apr 2026

594600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Absolutely Perfect Always there for whenever it is needed. Reviewed on: 8th April 2026

Latest lowest rating:

2

Watch yourselves! Confusing when it comes to paying back. Not at all like other creditors. Funds do not immediately show, so you're sat there wondering when your paymen... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57240)

I mostly use Paypal.

I mostly use Paypal. Very safe and secure and I highly recommended my family and my friends. Reviewed on: 11th May 2024

Good service but not the best

Great service but not the best and need improvements Reviewed on: 11th May 2024

Handy for bigger purchases.

Handy for bigger purchases, takes the fear out of buying Reviewed on: 11th May 2024

PayPal. My best finance option

Easy to use. I haven't paid for interest yet after 1 year of use. I'm very happy to have it and it's the best finance option I have right now Reviewed on: 11th May 2024

Reliable and secure service, refunds are quick and G...

Reliable and secure service, refunds are quick and Greta customer service Reviewed on: 11th May 2024

PayPal is international company and I am able to use...

PayPal is international company and I am able to use it abroad as well and very easy to use Reviewed on: 11th May 2024

Finally the freedom needed

I took out PayPal credit and went on some amazing holidays with the availability and freedom, introductory offer and 0% on £100+ was amazing, just be responsible and payback early Reviewed on: 11th May 2024

PayPal conversion rates could be better

PayPal conversion rates could be better Reviewed on: 11th May 2024

Easy to use and great value for money.

Easy to use and great value for money. Reviewed on: 11th May 2024

Very user friendly, easy to use online.

Very user friendly, easy to use online. Simple to see outstanding balance etc. Happy with service. Reviewed on: 11th May 2024

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