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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149244 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149244)

I’ve been using PayPal for a while now, and it’s hon...

I’ve been using PayPal for a while now, and it’s honestly made managing payments so much easier. The platform is straightforward, secure, and widely accepted, which gives me peace of mind when shopping online or sending money. What I appreciate most is how fast transactions are—whether I’m paying for something or receiving funds, everything feels seamless. The buyer protection is also a big plus, adding an extra layer of confidence when making purchases. Overall, PayPal has been reliable, convenient, and user-friendly. Definitely a go-to option for anyone who wants a hassle-free way to handle online payments. Reviewed on: 5th May 2026

Best experience ever.

Best experience ever. Smooth interaction and transaction processing. Commitment with immediate resolution. Reviewed on: 5th May 2026

Had good experiences with pay pal, always reliable a...

Had good experiences with pay pal, always reliable and I like the service that allows you to pay later. That for me has been a great help. Ive always found my money to come into my account straight away and it never takes too long Reviewed on: 5th May 2026

Great service, good rates and easy to set up

Great service, good rates and easy to set up Reviewed on: 5th May 2026

Very helpful especially when you can spread your pay...

Very helpful especially when you can spread your payments Reviewed on: 5th May 2026

PayPal credit is reliable and useful.

PayPal credit is reliable and useful. I have recommended this to friends Reviewed on: 5th May 2026

Seamless, easy, great value.

Seamless, easy, great value. Try it. Reviewed on: 5th May 2026

I have used PayPal for many years.

I have used PayPal for many years. Recently I took out a PayPal credit card. I have never had any problems with either of my PayPal accounts. Reviewed on: 5th May 2026

Overall, I'm satisfied, but not all stores support P...

Overall, I'm satisfied, but not all stores support PayPal cards. Reviewed on: 5th May 2026

Very easy service to navigate payments, sales etc.

Very easy service to navigate payments, sales etc. I am happy with the service Reviewed on: 5th May 2026

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