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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Was easy to apply for it , with a reasonable...

Was easy to apply for it , with a reasonable interest Reviewed on: 9th June 2026

PayPal and user experience

Easy to use plus gives you additional support if things go wrong Reviewed on: 9th June 2026

Great credit product all round for everyday use and...

Great credit product all round for everyday use and emergencies. Reviewed on: 9th June 2026

Great service

Always prompt to settle any disputes about items that don't arrive or claim to have been delivered. The tracking can be a bit iffy but generally a great service alround Reviewed on: 9th June 2026

Easy to manage good buy now pay later option

Easy to manage good buy now pay later option Reviewed on: 9th June 2026

I always use PayPal for purchasess.

I always use PayPal for purchases when able to. Love how easy it us to use. Dealings with customer services have always been prompt. I would recommend it to anyone to use. Lots of flexible ways to purchase as well. Pay in 3. Pay now and PayPal credit I use all of them. Reviewed on: 9th June 2026

Easy to use and excellent for purchase if tickets

Easy to use and excellent for purchase if tickets Reviewed on: 9th June 2026

Freedom to buy

Easy to use and gives you a way to buy things you couldn't necessarily afford outright with PayPal credit its great I can now purchase items I want Reviewed on: 9th June 2026

Love paypal

I love paypal i can get what i want when i want it with more time to pay and when i have had a problem with my order the customer is always right on it to give me a peace of mind Reviewed on: 9th June 2026

It’s a good app to use.

It’s a good app to use. Very good in conflict resolution Reviewed on: 9th June 2026

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