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PayPal: PayPal Credit reviews

4.91
Based on 57,357 reviews, last reviewed 8th Apr 2026
605300% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Well trusted Never have any issues and if there is a problem it always gets sorted Reviewed on: 8th April 2026
Charlene r's avatar
Charlene r

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57357)

Paypal is quick and easy and safe to use

5
Paypal is quick and easy and safe to use Reviewed on: 12th May 2024

PayPal is very good and reliable.

5
PayPal is very good and reliable. This has been my main means of payment for goods and services. Reviewed on: 12th May 2024

Really easy to use and can't get enough of it...

5
Really easy to use and can't get enough of it Reviewed on: 12th May 2024

Give various payment options, some interest free ins...

5
Give various payment options, some interest free installments. Reviewed on: 12th May 2024

customer service perfect

5
Easy to use for transactions when you need it , customer service perfect Reviewed on: 12th May 2024

PayPal is the best!

5
Fantastic to use, easy to navigate, brilliant when any issues arise, good customer service. Reviewed on: 12th May 2024

Average.

2
Average...average... how many characters you need to finish that survey?!))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))) Reviewed on: 12th May 2024

Amazing Support and easy to use

5
I’ve never used Credit before my first experience has come from PayPal. I must say they have made it very simple and easy to use. Also great customer service support when needed. Couldn’t be more happier with them. Amazing Reviewed on: 12th May 2024

PayPal credit has enabled me to take some chances on...

5
PayPal credit has enabled me to take some chances on activities I would have previously missed out on due to funding. Reviewed on: 12th May 2024

Easy to use and secure.

4
Easy to use and secure. app is also easy to navigate Reviewed on: 12th May 2024

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