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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149332 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149332)

They have been really excellent in service and very...

They have been really excellent in service and very fast Reviewed on: 5th May 2026

Great service

Great and easy service to use. Different options to pay. Reviewed on: 5th May 2026

transfering money

Always been great for transfer money over from other accounts and sending money to friends and family Reviewed on: 5th May 2026

Fantastic way to buy purchases by spreading the cost...

Fantastic way to buy purchases by spreading the cost it makes it easier to afford large/substantial items. I use PayPal credit regularly for large and smaller buys over £30. Spreading the cost over 3 months helps my finances Reviewed on: 5th May 2026

have used paypal for several years now and always ha...

have used paypal for several years now and always had good experiances when i have had problems with companys they have fought the battle for me with 100 percent success all round excellent Reviewed on: 5th May 2026

Easy peasy!!

Very straight forward to follow and communication is always clear and accurate. Quick and efficient website or app to use as well I never feel like it’s a struggle to review my account at any point. Would recommend Reviewed on: 5th May 2026

Love the pay in four installments very easy to budge...

Love the pay in four installments very easy to budget for items Reviewed on: 5th May 2026

Easy, simple payment

Easy to use and payments are easy. The app give clear directions Reviewed on: 5th May 2026

PayPal has been extremely helpful for me in the past...

PayPal has been extremely helpful for me in the past and even now I'm using PayPal credit to pay for the last two Christmases Reviewed on: 5th May 2026

So helpfull:)

Grate oporrunites to spread a cost of purchase in a few months on 0% or with little credit Reviewed on: 5th May 2026

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