Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

View other PayPal products

4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181145)

Excellent, safe, easy nd user friendly

Excellent, safe, easy nd user friendly Reviewed on: 9th June 2026

Paypal is easy to use, have no hidden rates and alwa...

Paypal is easy to use, have no hidden rates and always have an easy way go contact. I have used paypal for 6 years and have never had any issues. I would strongly recommend friends to use paypal for credit, and for sending money to friends Reviewed on: 9th June 2026

always been good and proactive.

always been good and proactive. very easy to get in touch when there is a problem and very easy to resolve. Reviewed on: 9th June 2026

A better alternative to old fashioned banks

A better alternative to old fashioned banks Reviewed on: 9th June 2026

Great options for spreading cost

PayPal is one of the best things I've used for options in ways to pay, the pay in 3 and buy now pay later always come in so handy Reviewed on: 9th June 2026

Good service easy to use and safe

Good service easy to use and safe Reviewed on: 9th June 2026

3 or spread the cost quick and easy to un...

Can pay in 3 or spread the cost quick and easy to understand and lets you know when payment are due Reviewed on: 9th June 2026

Long time customer

Using PayPal credit for a long time, allowed me to book holidays and pay for goods in convenient instalments Reviewed on: 9th June 2026

So simple to use, clear information shown on the app...

So simple to use, clear information shown on the app for spending and payments. Excellent customer service. Reviewed on: 9th June 2026

Excellent

I have been using PayPal for 14 years and I’ve not had a single problem. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.71 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub