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PayPal: PayPal Credit reviews

4.73
Based on 154,578 reviews, last reviewed 6th Jul 2026
1452% increase in 5 star reviews
in the past 90 days
1727% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026
Ruth B's avatar
Ruth B

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026
Kwest's avatar
Kwest

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (157304)

For as long as I have owned the PayPal account I’ve...

5
For as long as I have owned the PayPal account I’ve nothing but good experiences being able to transfer and receive money with ease it literally amazing and would one hundred percent recommend to a family or friend keep it up PayPal Reviewed on: 10th May 2026

An amazing ease of pay method that gives you the fre...

5
An amazing ease of pay method that gives you the freedom of paying an amount fully in 4, interest free installments (for purchases above £99) overall managing my finances with PayPal credit has been made 10 times easier Reviewed on: 10th May 2026

Lovely experience & easy to use and save //

5
Lovely experience + easy to use and save // Reviewed on: 10th May 2026

They're always helpful and sort things out for you i...

5
They're always helpful and sort things out for you in a polite professional manner. I like the fact you can pay the amount you want to clear your balance. Reviewed on: 10th May 2026

excellent and receiving refund any concerns that I m...

4
excellent and receiving refund any concerns that I may have purchased I made online Reviewed on: 10th May 2026

I use paypal all the time

5
I use paypal all the time, mainly for online purchases using my bank card and with paypal credit and it has never let down in anyway, and it is always easy to use. Reviewed on: 10th May 2026

Best handling and credibility very good

5
Best handling and credibility very good Reviewed on: 10th May 2026

Good service Paypal is good way to pay for stuff

5
Good service Paypal is good way to pay for stuff Reviewed on: 10th May 2026

I like paypal becuase in this internet many scammer...

5
I like paypal becuase in this internet many scammer and when you shop using paypal you are protect your money . Reviewed on: 10th May 2026

Overall no issues - generally safe to use and know w...

5
Overall no issues - generally safe to use and know when a business accepts it - 9/10 times its legit. It can also be quite useful to spread a payment without interest rates being tied to such transaction. Reviewed on: 10th May 2026

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