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PayPal: PayPal Credit reviews

4.91
Based on 57,518 reviews, last reviewed 8th Apr 2026
620000% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply, seamless check out with PayPal Credit. Easy to apply, seamless check out with PayPal Credit. Reviewed on: 8th April 2026
Balakrishna Oguri's avatar
Balakrishna Oguri

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57518)

PayPal Credit

5
Really helpful for more expensive purchases and with the reassurance of PayPal. Reviewed on: 12th May 2024

Great hassle free service, nothing is a problem

5
Great hassle free service, nothing is a problem Reviewed on: 12th May 2024

Easy to use app , excellent customer service :-)

5
Easy to use app , excellent customer service :-) Reviewed on: 12th May 2024

Fair credit

5
Fair rates and no issues with any payments or problems I've had Reviewed on: 12th May 2024

Really easy to use.

5
Really easy to use. Hassle free and helped me get my laptop for a great deal Reviewed on: 12th May 2024

Completely convenient.

5
Completely convenient for online shopping. Love having time to pay without interest charges Reviewed on: 12th May 2024

Good service would recommend for spreading the cost...

5
Good service would recommend for spreading the cost of larger purchases Reviewed on: 12th May 2024

Good Status

5
Its a great way of buying things Reviewed on: 12th May 2024

OmarAhmad

5
Very they cant wait money they church me quickly Reviewed on: 12th May 2024

PayPal Credit is very useful

5
PayPal Credit has been very useful, especially with pay in three options and how I can pay early if needed. In addition having 0% rates on certain products is perfect and really helps relax any money issues! Reviewed on: 12th May 2024

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