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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Good for everyone

Easy to use with quick and good access to virtual card Reviewed on: 9th June 2026

Peace of mind way to pay

Great way to afford things on a budget with security and assurance Reviewed on: 9th June 2026

Fully satisfied and always get what i want

Fully satisfied and always get what i want Reviewed on: 9th June 2026

Need more information in how pay pal works , the inf...

Need more information in how pay pal works , the info at the moment is quite vague. Marketing is not great, information needs attention. Reviewed on: 9th June 2026

PayPal review

Easy to navigate the app. Can always speak to somebody if needed! Everything is all in the one place. Credit helps to build my credit score and then pay it off on pay day. Reviewed on: 9th June 2026

Such a great and flexible option.

Such a great and flexible option. Reviewed on: 9th June 2026

Paypal is so easy to use even for an old gal like me...

Paypal is so easy to use even for an old gal like me and helps me manage my finances better. The options for payment are terrific and it means I can spread payments for those large purchases over three months or longer on credit. Reviewed on: 9th June 2026

PayPal has helped me pay for the big things in times...

PayPal has helped me pay for the big things in times where I have needed it. Reviewed on: 9th June 2026

Any issues I’ve ever had are sorted straight away an...

Any issues I’ve ever had are sorted straight away and the service is excellent Reviewed on: 9th June 2026

Fast and efficient quick service

Fast and efficient quick service Reviewed on: 9th June 2026

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