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PayPal: PayPal Credit reviews

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4.91
Based on 57,573 reviews, last reviewed 8th Apr 2026
625200% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's good so far. It's good so far. Good customer service. Sometimes take long to call you back Reviewed on: 8th April 2026
Abdelmotaleb 's avatar
Abdelmotaleb

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57573)

Great customer service,

5
Great customer service, but intrest on Paypal credit could be high. Reviewed on: 12th May 2024
Bart's avatar
Bart

Never had a problem with PayPal money always fast an...

5
Never had a problem with PayPal money always fast and efficient Reviewed on: 12th May 2024
Alan Smith's avatar
Alan Smith

Always very helpful and quick to accept your loan or...

5
Always very helpful and quick to accept your loan or purchase. Reviewed on: 12th May 2024
Stewart B's avatar
Stewart B

Extremely terrific.

5
Extremely terrific. I will tell everyone I know about this service Reviewed on: 12th May 2024
JamesSims's avatar
JamesSims

Love the service, shame you can’t use PayPal credit...

4
Love the service, shame you can’t use PayPal credit everywhere and not be restricted by a retailer for example I can use PayPal credit and they do 24 months interest free yet if the shop doesn’t let me even though PayPal credit have the facility too which is stupid! I also strongly dislike the way PayPal claim to take payments to pay back your PayPal credit for example you set up a direct debit to pay on your due date and PayPal are incapable of all the years I have used them of actually just taking the money and updating their systems correctly and stop telling me it can take up to this time or x many days to debit my money, every other company in the world I pay by direct debit and you PayPal are the only company that are incapable of doing it! Reviewed on: 12th May 2024
Daryl's avatar
Daryl

Great payment facility, easy to navigate, secure and...

5
Great payment facility, easy to navigate, secure and widely accepted. Reviewed on: 12th May 2024
Dean's avatar
Dean

Exceptional Responsive Customer Service

5
Streamlined Positive customer service encounter at every contact. Reviewed on: 12th May 2024
Adele 's avatar
Adele

Excellent service, I can resolved everything in minu...

5
Excellent service, I can resolved everything in minutes, Excellent trained staff, thanks Reviewed on: 12th May 2024
Gotse's avatar
Gotse

I just love it, so easy to use when needed.

5
I just love it, so easy to use when needed. Reviewed on: 12th May 2024
Ecaterina B's avatar
Ecaterina B

Great service always there to help and resolve probl...

5
Great service always there to help and resolve problems with all types of questions also very polite and friendly Reviewed on: 12th May 2024
Linda Davies's avatar
Linda Davies

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