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PayPal: PayPal Credit reviews

4.91
Based on 57,621 reviews, last reviewed 8th Apr 2026
629600% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had great customer satisfaction Always had great customer satisfaction Reviewed on: 8th April 2026
Peter H's avatar
Peter H

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57621)

Can always count on paypal to give a great service

5
Can always count on paypal to give a great service Reviewed on: 12th May 2024

Always resolve issues never had a problem

5
Always resolve issues never had a problem Reviewed on: 12th May 2024

very good experience when dealing with purchases and...

5
very good experience when dealing with purchases and good quick responses Reviewed on: 12th May 2024

Its easy and convenient and safe to use.

5
Its easy and convenient and safe to use.. its user friendly and everything is on your hand and control Reviewed on: 12th May 2024

PayPal is my pal

5
PayPal has always been so easy to use but if you do have any issues there customer service teams are amazing Reviewed on: 12th May 2024

Easy to navigate and control finances.

5
Easy to navigate and control finances. Easy to make additional payments and manage direct debit. Very happy with the service Reviewed on: 12th May 2024

Great service

5
Never had an issue. Great customer service. Reviewed on: 12th May 2024

Paypal credit is easy to use

5
Paypal credit is easy to use and easy to pay off - the customer service is really good and it’s an easy payment method. my money is always secure with paypal and i use it often for purchases. Reviewed on: 12th May 2024

Used PayPal for years, never had an issue

5
Used PayPal for years, never had an issue Reviewed on: 12th May 2024

PayPal has been life changing..

5
PayPal has been amazing, a few months ago I was struggling to buy something but PayPal gave me the opportunity to do so with their payment plans. That too with 0% interest! I've been a PayPal user for so many years now and it has been the most reliable app! Reviewed on: 12th May 2024

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