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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Easy way to use and very convenient when you need it.

Easy way to use and very convenient when you need it. Reviewed on: 9th June 2026

My PayPal Experience

Excellent service and problem solving Reviewed on: 9th June 2026

Fantastic

PayPal Credit is great it makes it easy for you to pay back the money in time and notifies you every time money leaves your account. Customer service and support are excellent and efficient, and they always respond within a reasonable time. Reviewed on: 9th June 2026

Quick refund

Sent something back and got ky refund within 48 hrs which i was very pleased with Reviewed on: 9th June 2026

Perfect Paypal

I us PayPal for all my online transactions for eBay and other purchases . It’s 100% reliable ., Easy and Quick to use . Reviewed on: 9th June 2026

Easy to understand and use

Easy to understand and use, with high levels of safe guarding. Very widely accepted as a payment method and the 4 month interest free period is a great benefit! Reviewed on: 9th June 2026

My experience with PayPal are positive, always helpe...

My experience with PayPal are positive, always helped me to solve problems.. I could only recommend PayPal it's safe way to pay online, and as bonus you have different options PayPal credit, buy now pay later (4 months 0℅ interest) or 3 months payment. Reviewed on: 9th June 2026

Great service, good range of payment options never h...

Great service, good range of payment options never had an issue using jt Reviewed on: 9th June 2026

easy to use and no hassles highly recommended.

easy to use and no hassles highly recommended. Use anywhere Reviewed on: 9th June 2026

Easy to use low interest rate

Easy to use low interest rate good rewards Reviewed on: 9th June 2026

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