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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Easy to use and customer service 10/10

Easy to use, use for most my online purchases and never have a problem. When ever I have a question or query about my payments the customer service is always 10/10, no long waits for phone calls and the online chat feature is fab! Tell all my friends and family to get Paypal credit. Also having the Paypal credit card on my Apple Pay has been a lifesaver when some retailers don’t have the Paypal option available. Reviewed on: 9th June 2026

Customer service has always been excellent and any i...

Customer service has always been excellent and any issues with payments resolved quickly Reviewed on: 9th June 2026

THE ONLY WAY TO PAY

I know exactly where I am with pay pal,easy to use,easy to understand. Reviewed on: 9th June 2026

Always reliable

I have used pay pal for years and have always been pleased with the service it provides Reviewed on: 9th June 2026

No option to transfer balance away

It’s really convenient when shopping online. Now with the physical card it’s also handy in-store. My order one gripe is I am not able to transfer my balance to a zero percent offer I have on another card. Reviewed on: 9th June 2026

Very handy to have, customer service not that good.

Very handy to have, customer service not that good. Reviewed on: 9th June 2026

Ease of use and informative App.

Ease of use and informative App. Excellent ongoing 0% offering on purchases over £100. View all your accounts in one App. Reviewed on: 9th June 2026

Tried calling customer services first of all thats v...

Tried calling customer services first of all thats very hard to reach them then the call got disconnected and they never called me back Reviewed on: 9th June 2026

PayPal provides great flexibility with payments and...

PayPal provides great flexibility with payments and keeps detailed statements to make tracking spend really simple. I frequently use PayPal credit with the 4 month 0% interest to spread the cost of larger purchases and always have great experiences using this service. The added security PayPal provides gives a peace of mind when making online purchases. Reviewed on: 9th June 2026

I used paypal to buy rather expensive camera it was...

I used paypal to buy rather expensive camera it was so quick and easy to.set up and it was bought and im very pleased with the service id recommend it to anyone Reviewed on: 9th June 2026

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