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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,596 reviews, last reviewed 8th Apr 2026
627400% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is very slick Very slick systems, easy to contact. Transparent business procedures. Very easy to use interface Reviewed on: 8th April 2026
CH's avatar
CH

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57596)

Good experience overall.

5
Good experience overall. Easy to check out. Very user friendly Reviewed on: 12th May 2024
Saghir R's avatar
Saghir R

Love PayPal credit.

5
Love PayPal credit....a helping hand and able to spread payments interest free Reviewed on: 12th May 2024
Luis Eden's avatar
Luis Eden

No issues, clear payment plan.

5
No issues, clear payment plan. Easy to use and deal with . Reviewed on: 12th May 2024
Dave Shaw's avatar
Dave Shaw

Never had any issues very easy to use!

5
Never had any issues very easy to use! Reviewed on: 12th May 2024
Gillian W's avatar
Gillian W

Very easy to use app customer service

5
Very easy to use app customer service Reviewed on: 12th May 2024
Graham L's avatar
Graham L

Good, especially since now I can use it in store and...

4
Good, especially since now I can use it in store and everywhere. Reviewed on: 12th May 2024
Atharva K's avatar
Atharva K

Fantastic way to pay

5
Fantastic way to pay for items gives me security knowing if there's something wrong with what I've bought PayPal has my back with buyer protection and refunds are almost instant. I've always used PayPal since eBay started and now I use it all over Reviewed on: 12th May 2024
Richard 's avatar
Richard

Thanks Use it all the t and if something g...

5
Use it all the time not a problem and if something gos wrong their there to help Reviewed on: 12th May 2024
Pilgrim Paul Gough's avatar
Pilgrim Paul Gough

Having the option to paying as much as you want extr...

5
Having the option to paying as much as you want extra with no hassle is great Reviewed on: 12th May 2024
Sean b's avatar
Sean b

Paypal credit is brilliant

5
Paypal credit is brilliant, I can monitor what I am spending, great reminder service, for payment. I like the fact I don't have a credit card but I am able to use it to buy things on line Reviewed on: 12th May 2024
Maria M's avatar
Maria M

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