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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169289 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169388)

Always ready, easy to use.

Always ready, easy to use. Customer service professional and helpfull. Quick payment method. Pay in 3 option helps a lot , by dividing payment. Paypal credit sometimes save my finanse. Reviewed on: 27th May 2026

Easy to use, so easy

Easy to use, the app always lets you know when your credit has to be paid Reviewed on: 27th May 2026

Useful short term lender

I find PayPal easy to use. It’s very straightforward so easy to understand. Ideal for short term interest free borrowing Reviewed on: 27th May 2026

Best payment method

Easy to use, variety of payments choices Reviewed on: 27th May 2026

Good for every day use or any finance option

Good for every day use or any finance option Reviewed on: 27th May 2026

Brilliant never had a problem easy to use always goo...

Brilliant never had a problem easy to use always good on phone if any problems sorting out any issues Reviewed on: 27th May 2026

PayPal is the safest way to secure your money.

PayPal is the safest way to secure your money. Make purchases online without any worries! Highly recommend. Reviewed on: 27th May 2026

I like using PayPal as it’s convenient when buying a...

I like using PayPal as it’s convenient when buying and having options between paying with 3 payments which is good for spreading the cost Reviewed on: 27th May 2026

transactions are easy to process h

transactions are easy to process h Reviewed on: 27th May 2026

Handy system with loyalty points

Handy to use and the points system is a nice bonus (though a little tight at 1 point per £10!) Reviewed on: 27th May 2026

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