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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (169733)

Excellent

5
Easy to use and never any problems Reviewed on: 28th May 2026

All options with paypal are perfect, fast and cheap.

5
All options with paypal are perfect, fast and cheap. 100% recommend Reviewed on: 28th May 2026

Paypal is very easy to use and straightforward.

5
Paypal is very easy to use and straightforward. I love the app! Reviewed on: 28th May 2026

PayPal really is my preferred choice of payment for...

5
PayPal really is my preferred choice of payment for a safe way of paying with support and a secure umbrella from my personal banking. Great for Direct Debit payments too with excellent email notifications of transactions and an easy to use app as well. Thanks PayPal you really are a Pal for paying! Reviewed on: 28th May 2026

Excellent service and use of 0% instalments

5
Excellent service and use of 0% instalments Reviewed on: 28th May 2026

Very helpful, fast smooth transactions

5
Very helpful, fast smooth transactions Reviewed on: 28th May 2026

Dispute resolution

4
Recently had to contact PayPal Credit customer support regarding an account issue and dispute process. The representative was professional, patient, and explained the next steps clearly. Response times could be a little faster, but overall the support experience was helpful and resolved my concerns. Appreciate the transparency and communication throughout the process. Reviewed on: 28th May 2026

Rainy day winner

5
Always easy transactions with suitable plans that fit my budget Reviewed on: 28th May 2026

The service i like of paypal i dont haresh with...

5
The service i like of paypal i dont haresh with paypal Reviewed on: 28th May 2026

Simple , straightforward & easy instalments

5
I used this couple of time , find very simple and straightforward, easy instalments Reviewed on: 28th May 2026

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