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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Very convenient on the go.

Very convenient on the go. Easy recommendation for everyone Reviewed on: 9th June 2026

PayPal plus

Now PayPal + is available there are more ways to save Reviewed on: 9th June 2026

Good service and offers provide a range of options

Good service and offers provide a range of options Reviewed on: 9th June 2026

PayPal credit my go to

So easy to use and with several different payment plans to pick from when you make a purchase adds to its flexibility. PayPal credit has become my go to payment method. Using PayPal+ gets you points to save up and redeem at any time. Reviewed on: 9th June 2026

Paypal credit

Paypal credit has been the best platform I ever used. Easy to use, very straightforward and very helpful customer service. Reviewed on: 9th June 2026

Been using paypal for a while and i never encountere...

Been using paypal for a while and i never encountered problems so far Reviewed on: 9th June 2026

PayPal Credit has been incredibly useful for me.

PayPal Credit has been incredibly useful for me. It gives me the flexibility to spread the cost of larger purchases, making it easier to manage my budget and unexpected expenses. I find it simple to use, payments are easy to keep track of, and having the option to pay over time has been a real help when needed. Overall, I've had a very positive experience and would happily recommend PayPal Credit to others looking for a convenient and flexible way to manage their spending. Reviewed on: 9th June 2026

Find it so easy to use and it more accepted...

Find it so easy to use and it more accepted now Reviewed on: 9th June 2026

Fantastic Facility Fast Reliable Must Have Facility

Fantastic Facility Fast Reliable Must Have Facility Reviewed on: 9th June 2026

Using PayPal credit is very convenient and helpful i...

Using PayPal credit is very convenient and helpful in many cases. You can always help yourself with quick purchases. Reviewed on: 9th June 2026

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