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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

PayPal is very easy and convenient to use

PayPal is very easy and convenient to use Reviewed on: 9th June 2026

20 years of perfect transactions.

Been with Paypal over 20 years never had any problems Reviewed on: 9th June 2026

Very good and reliable service.

Very good and reliable service. Excellent communication Reviewed on: 9th June 2026

I love PayPal credit as it's so convenient

I love PayPal credit as it's so convenient when paying for purchasing online. No need for credit card numbers. I can also pay over 4 months interest free rather than adding to a credit card balance that never gets paid off. Reviewed on: 9th June 2026

Excellent service with good interest rates and it's...

Excellent service with good interest rates and it's very easy to use Reviewed on: 9th June 2026

PAYPAL THE NUMBER ONE LENDER

Easy to use, no hidden charges, easy to apply and has a high chance to be accepted Reviewed on: 9th June 2026

Great overall experience

Great overall experience so far. It's a lot more easier to use than other companies and used by most retailers Reviewed on: 9th June 2026

I feel safe with paypal. It’s also easy

For me paypal gives me safety and ease in my purchases, especially when buying from a new retailer. If they have paypal you know they must be genuine as paypal is very good with disputes with bad sellers. I feel safe with paypal. Reviewed on: 9th June 2026

Easy to use, convenient and flexible

Easy to use, convenient and flexible Reviewed on: 9th June 2026

As always very convenient i use it regularly and nev...

As always very convenient i use it regularly and never let down in any of the disputes Reviewed on: 9th June 2026

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