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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,496 reviews, last reviewed 8th Apr 2026
617800% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Wouldn’t be without PayPal ... Wouldn’t be without PayPal it’s easy to keep control of your spending and easy to pay back Reviewed on: 8th April 2026
Melvin v's avatar
Melvin v

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57495)

Comes in handy when I wanna grab a bargain ,and the...

5
Comes in handy when I wanna grab a bargain ,and the paycheck isn’t dropping for a couple of weeks . Reviewed on: 12th May 2024
Les r's avatar
Les r

Very safe and secure payments you get piece of mind...

5
Very safe and secure payments you get piece of mind ans any trouble you can claim money back. I will never pay online with cards Reviewed on: 12th May 2024
Ian brearley's avatar
Ian brearley

10/10 would recommend

5
PayPal is trustworthy and I use it for all of my online purchases Reviewed on: 12th May 2024
Danielle B's avatar
Danielle B

PayPal credit is brilliant

5
PayPal credit is my preferred way to pay for goods/services online, without having the rigmarole of having to make accounts just to buy a single item. I don’t need to fill out address ect because that is done automatically by PayPal. I also feel safer online because I don’t need to use a debit card or bank details.my only minor complaint is that I think my credit limit could be higher than it is ! But for larger purchases, pay in 3 works very well. I have no complaints about the service, and I’ve used it for over a decade. One time I needed a refund to the credit account which was dealt with in a professional manner, Reviewed on: 12th May 2024
Pamela W's avatar
Pamela W

Always reliable and easy to access.

5
Always reliable and easy to access. I wish you could spread payments over more months instead of 3 payments. Reviewed on: 12th May 2024
Shane H's avatar
Shane H

It’s been very fantastic all the way.

5
It’s been very fantastic all the way. Easy to to use and very secured. Reviewed on: 12th May 2024
Eyitayo Olubolade Akinsanmi's avatar
Eyitayo Olubolade Akinsanmi

Very good

5
Paypal credit is very very good to have. You can pay for things, sometimes without paying much, if any interest. Customer service team is always ready to resolve any issues in a polite and satisfying manner. Reviewed on: 12th May 2024
Trevor C's avatar
Trevor C

PayPal protects from scammers.

5
If I can pay with PayPal I fee protected from scammers. Reviewed on: 12th May 2024
Paul W's avatar
Paul W

PayPal.. PayPal credit!

5
PayPal has been a great asset to me & I rarely encounter a problem.. but when I have it’s been resolved promptly & fairly thanks PayPal Reviewed on: 12th May 2024
Caprice 's avatar
Caprice

It's really easy to use

5
I've been using PayPal for a couple of decades now and never had an issue, it's just easy to use Reviewed on: 12th May 2024
J D's avatar
J D

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