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PayPal: PayPal Credit reviews

4.91
Based on 57,433 reviews, last reviewed 8th Apr 2026
612100% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always good experience app and customer service wise Always good experience app and customer service wise Reviewed on: 8th April 2026
SEM's avatar
SEM

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57433)

PayPal is fantastic easy to use!

5
PayPal is fantastic easy to use! Easy to to transfers and use for shopping Reviewed on: 12th May 2024

Very good customer service app very easy to use feel...

5
Very good customer service app very easy to use feels very secure lots of places where it can be used pay in 4 an excellent product Reviewed on: 12th May 2024

I have been a paypal customer for many years, if I h...

5
I have been a paypal customer for many years, if I have to deal with customer service the teams are very professional, knowledgeable and can always resolve any issues. The pay in 3 option helps me to manage my money with the option to pay in 3 instalments which gives me the ability to treat myself. Which helps lead a better quality of life. It has the highest security and helps stay secure online, giving me 100% back up on all purchases. Reviewed on: 12th May 2024

Easy usage, friendly user and plenty of options avai...

5
Easy usage, friendly user and plenty of options available Reviewed on: 12th May 2024

My favourite way to pay for peace of mind

5
When I pay with PayPal I am secure in the knowledge that PayPal have my back, if I have a problem with an item or seller they are there to resolve any issues, because of this I choose to use PayPal always where possible. Reviewed on: 12th May 2024

Found it convenient and easy to use

5
Found it convenient and easy to use Reviewed on: 12th May 2024

Always there as a safety net when purchasing.

5
Always there as a safety net when purchasing. I was helped in the past when I made a purchase from a very adapt website where I made purchases from fraudsters, I got my money returned thanks to PayPal. Reviewed on: 12th May 2024

Great experience of using pay pal credit

5
Great experience of using pay pal credit Reviewed on: 12th May 2024

Helpful staff, user friendly website, expanded range...

5
Helpful staff, user friendly website, expanded range of services, customer referral rewards Reviewed on: 12th May 2024

PayPal is do easy to use.

5
Easy safe way of shopping and paying friends. Love being able to check out transactions on the app and make payments, very easy. All the stress of banking is taken away. I would highly recommend PayPal for everyone to have in their life. Reviewed on: 12th May 2024

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