Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,349 reviews, last reviewed 8th Apr 2026
604500% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Problems resolved. I think point of sale issues like refunds can be handled better. Reviewed on: 8th April 2026
LLOYD 's avatar
LLOYD

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (57349)

Very good

4
Used PayPal for a while and it is very good especially the PayPal credit as it give me a bit of extra time to pay off any big purchase.. Reviewed on: 12th May 2024
D's avatar
D

Very quick and clear communications and friendly staff.

5
Very quick and clear communications and friendly staff. App is well thought out and your reach is vast as many companies permit payment through you which makes things simple, if only you allowed credit cards to pay for pay in 3 and to change the payment method used to make the payments like Clearpay do Reviewed on: 12th May 2024
Emily B's avatar
Emily B

I got a good deal that allowed me to purchase equipm...

4
I got a good deal that allowed me to purchase equipment that boosted my income and productivity Reviewed on: 12th May 2024
Kristlin 's avatar
Kristlin

Easy to use and widely accepted.

5
Easy to use and widely accepted. Never had any issues. Great product Reviewed on: 12th May 2024
Edward B's avatar
Edward B

Gives me time to pay for the things I need without h...

5
Gives me time to pay for the things I need without hassle. Reviewed on: 12th May 2024
Alan Moustafa's avatar
Alan Moustafa

PayPal has supported me in recovering my money when...

5
PayPal has supported me in recovering my money when the merchant does not deliver. Reviewed on: 12th May 2024
Oluwadayomi O's avatar
Oluwadayomi O

PayPal is a very convenient payment method, it’s eas...

5
PayPal is a very convenient payment method, it’s easy to use and allows full visibility of what you have paid, where it’s been used and if using PayPal credit, how much you owe. It’s also great for making donations, sending money for colleagues collections or making payments in foreign currencies. I’ve been using it for years and it’s always done exactly what I’ve needed without adding extra complications. Reviewed on: 12th May 2024
W from England's avatar
W from England

Most importantly it’s totally secure to use

5
Most importantly it’s totally secure to use Reviewed on: 12th May 2024
Kazi islam's avatar
Kazi islam

Effortless and value rolled into one

5
Effortless and value rolled into one Reviewed on: 12th May 2024
John W's avatar
John W

Fast, easy & reliable!

5
Fast, easy & reliable! Everything’s straight forward, app is laid out in easy to use manor. Reviewed on: 12th May 2024
Richard H's avatar
Richard H

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill