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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Great way to use trusted service for goods

Great way to use trusted service for goods Reviewed on: 9th June 2026

I always use PayPal where is a choice as it is safe...

I always use PayPal where is a choice as it is safe to use Reviewed on: 9th June 2026

Very easy to use, excellent ease of joining.

Very easy to use, excellent ease of joining. Would recommend Reviewed on: 9th June 2026

Excellent

I find Paypal an excellent way to pay for items/send money. All transactions have been secure and prompt. Reviewed on: 9th June 2026

Excellent service and value super service

Excellent service and value rate PayPal very highly Reviewed on: 9th June 2026

I’ve only ever had good experiences with PayPal, esp...

I’ve only ever had good experiences with PayPal, especially when I’ve needed them to resolve an issue with a company I’ve made a purchase with. Reviewed on: 9th June 2026

PayPal is a reliable and convenient.

PayPal is a reliable and convenient payment platform that makes online transactions quick and secure. I have found it easy to use, with smooth payments and good buyer protection. Overall, it’s a trusted service for both shopping and sending money. Reviewed on: 9th June 2026

PayPal offers great flexibility

PayPal offers great flexibility but a simple layout to understand how you are spending your money Reviewed on: 9th June 2026

The best experience

I’ve been with PayPal for years and never had a bad experience with them. They are reliable and helpful when you have questions. You know your money is secure so never have to worry. Reviewed on: 9th June 2026

Smart financing

Simple to set up and preauthorise Reviewed on: 9th June 2026

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