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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170416 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170496)

Fast transactions, quality customer service, wide ra...

Fast transactions, quality customer service, wide range of products and financing options. Reviewed on: 29th May 2026

So easy to use.

So easy to use. Great customer service Reviewed on: 29th May 2026

efficient customer service

Very efficient especially the customer service. Reviewed on: 29th May 2026

Very good

The best credit without 4 month fee Reviewed on: 29th May 2026

Easy as and simple to use got approved very swiftly...

Easy as and simple to use got approved very swiftly Reviewed on: 29th May 2026

It is very easy and straight forward to use PayPal...

It is very easy and straight forward to use PayPal Reviewed on: 29th May 2026

Needs improvement

Good but needs to improve.Points system is very rigid..Need to have more flexibility. Reviewed on: 29th May 2026

I use Paypal for most of my online transactions, as...

I use Paypal for most of my online transactions, as I find if there is a problem they are very good at helping me solve the problem with the company. Reviewed on: 29th May 2026

Excellent.

Excellent. PayPal is very reliable. It is easy to use and clear Reviewed on: 29th May 2026

Allows my PayPal account payment balance to approval...

Allows my PayPal account payment balance to approval and card Reviewed on: 29th May 2026

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