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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170634 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170713)

Great for paying over time.

Great for paying over time. 4 moths interest free is absolutely wonderful. Particularly helpful when you have unexpected expenses. No hassle ,worry free service. Easy to use Reviewed on: 29th May 2026

My angel

You're there when I need you I use you for shopping when I've no money to do any Reviewed on: 29th May 2026

I have never had an issue that they could not sort out.

I have never had an issue that they did not sort out. Whether a payment issue or faulty/scammed goods. I accidentally missed a payment a couple of years ago while planning our wedding and did not notice, I rang the helpline and explained and only paid the overdue amount - the interest/charges/fees were waived as it was a genuine mistake. Reviewed on: 29th May 2026

handy, safe & secure

PayPal is always handy, safe & secure Reviewed on: 29th May 2026

Always a easy check out very happy

Always a easy check out and simple enough for even me to use Reviewed on: 29th May 2026

Excellent company great website.

Excellent company great website. Always able to borrow easily Reviewed on: 29th May 2026

I use PayPal and PayPal Credit because it is a secur...

I use PayPal and PayPal Credit because it is a secure method of making purchases without the need to give card details to a multitude of sellers Reviewed on: 29th May 2026

Easy to use

Easy and quick to .use. I like the pay in 3 element to spread cost of big purchases. Reviewed on: 29th May 2026

Never had a problem always feel safer using PayPal

Never had a problem always feel safer using PayPal Reviewed on: 29th May 2026

All good, very satisfied, great service.

All good, very satisfied, great service. Reviewed on: 29th May 2026

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