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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,212 reviews, last reviewed 8th Apr 2026
591900% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I have used Paypal for a lot of years, the one thing... I have used Paypal for a lot of years, the one thing I am not liking at present is they have changed the way we pay in 3 so now these go out as a sepa... Read more Reviewed on: 8th April 2026
Diane M's avatar
Diane M

Latest lowest rating:

2

Watch yourselves! Confusing when it comes to paying back. Not at all like other creditors. Funds do not immediately show, so you're sat there wondering when your paymen... Read more Reviewed on: 8th April 2026
TheAdmiral's avatar
TheAdmiral
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57212)

It’s been an amazing and awesome experience with Pay...

5
It’s been an amazing and awesome experience with PayPal Reviewed on: 11th May 2024
Abidemi 's avatar
Abidemi

Easy to use, easy to manage so works perfectly for me!

4
Easy to use, easy to manage so works perfectly for me! Clear app set up, easy to find what you need and to get help when you need it. Customer service is great from my experience and always on hand to help! Reviewed on: 11th May 2024
Jade's avatar
Jade

I highly recommend Paypal

5
PayPal is easy to use and their app is easy to navigate. They are quick to respond to any issues I've had with payments and always keep me updated with progress on any cases filed. I liked that you can set up a direct debit. And have both a credit limit and a pay in 3 option on certain payments. Reviewed on: 11th May 2024
Maisie's avatar
Maisie

I have used PayPal for years...

5
I have used PayPal for years and PayPal Credit for a number of them. It's brilliant, both easy and safe to use. Any problems regarding transactions are assessed and sorted out within a reasonable time. So helpful! Reviewed on: 11th May 2024
Naomi Quinn's avatar
Naomi Quinn

Always everything is going smoth and easy, good cust...

5
Always everything is going smoth and easy, good customer service Reviewed on: 11th May 2024
Katarzyna S's avatar
Katarzyna S

Perfect for larger purchases

5
Easy to use, easy repaymentbsceme with no interest on larger items Reviewed on: 11th May 2024
GwenE's avatar
GwenE

Great payment options

5
I love PayPal credit as it can be used on the majority of websites. I like that there’s multiple payment options such as ‘pay in 3’ and the customer service is great, online chat is quick and helpful Reviewed on: 11th May 2024
Summer N's avatar
Summer N

Its was readya fabulous experience PayPal anyways he...

5
Its was readya fabulous experience PayPal anyways help in separating my payment and make easy for me to do the payment love it Reviewed on: 11th May 2024
Muttaki Ansari's avatar
Muttaki Ansari

I was fully satisfied with the service provided.

4
I was fully satisfied with the service provided. Reviewed on: 11th May 2024
Csaba B's avatar
Csaba B

Great way to pay fir things over time interest free

5
Great way to pay fir things over time interest free Reviewed on: 11th May 2024
Cliff's avatar
Cliff

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