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PayPal: PayPal Credit reviews

4.91
Based on 57,150 reviews, last reviewed 8th Apr 2026
586500% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really useful service Really useful service for spreading the cost of purchases. The 0% interest period is great if you pay on time, and it’s very easy to use through PayPa... Read more Reviewed on: 8th April 2026
Rima's avatar
Rima

Latest lowest rating:

1

I was scammed and the item was cancelled and I was t... I was scammed and the item was cancelled and I was told that PayPal wouldn’t help because it wasn’t covered by buyers protection even though it states... Read more Reviewed on: 8th April 2026
Tina Lorraine Oakley's avatar
Tina Lorraine Oakley

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57150)

I really like the Paypal Credit.

5
I really like the Paypal Credit... It really helps me. Ease to use. Great service. Reviewed on: 11th May 2024

Positive.

5
Positive. Wery good service. Used time to time get more time to pay. Reviewed on: 11th May 2024

I’ve bought numerous products with PayPal Credit and...

5
I’ve bought numerous products with PayPal Credit and have found the process delightful from start to finish. Reviewed on: 11th May 2024

Always got my back and stress free

5
Always got my back and stress free Reviewed on: 11th May 2024

Paypal is the best

5
Been using PayPal Credit for years and it's the simplest to use of all the credit companies in my opinion. Reviewed on: 11th May 2024

Amazing and fast service to use very convenient

5
Amazing and fast service to use very convenient Reviewed on: 11th May 2024

Good from start to finish.

5
Good from start to finish. Value and easy to pay off Reviewed on: 11th May 2024

My opinion:

5
I'm just happy to ise. Easy to pay for anything. Reviewed on: 11th May 2024

Simple versatile credit

5
PayPal credit helped me afford to make a large purchase and pay it off at convenience. Would recommend, no actual card so you can't go overboard. Reviewed on: 11th May 2024

Great Service , had no issues with them

5
Great Service , had no issues with them , CS top notch !! Reviewed on: 11th May 2024

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