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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Helpful and clear, quick customer service.

Helpful and clear, quick customer service. Great app Reviewed on: 9th June 2026

The biggest compliment is that its just there, unnot...

The biggest compliment is that its just there, unnoticed until you need it and when you do, it does exactly what it's supposed to do Reviewed on: 9th June 2026

PayPal is peace of mind and convenient.

Paypal he is very convenient. I love how I can add all my cards onto it gives me variety of payment choices and it is also secure and you are protected.. I always use PayPal where I need to with my shops. Reviewed on: 9th June 2026

Always easy to use

Always easy to use and, when I have had to call Customer Service (rarely) they have always been helpful and professional. Reviewed on: 9th June 2026

Easy to manage

Good terms. Easy to set up and manage. Flexible. Reviewed on: 9th June 2026

Great if you use pay in 3 or 0% for 4 months.

Great if you use pay in 3 or 0% for 4 months. Customer service is variable Reviewed on: 9th June 2026

I have use PayPal for years and always had good cust...

I have use PayPal for years and always had good customer service and protection Reviewed on: 9th June 2026

Easy to use

Easy to use no hassle……………………,,. Reviewed on: 9th June 2026

Convenient and simple...

Very convenient and simple to use with great features to save me money. The app is easy to navigate and offers various options of payment Reviewed on: 9th June 2026

hard times back up...

very good to have as a back up for hard times Reviewed on: 9th June 2026

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