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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

4 monthly credit

Had an issue with how to use monthly free credit. Contacted PayPal and clear explanation given Reviewed on: 9th June 2026

Safe and flexible

Like the flexibility it gives you and you can manage payments with no interest to pay. I feel it is safe and secure. Easy to access on my phone. Reviewed on: 9th June 2026

PayPal credit is there for those things you cannot a...

PayPal credit is there for those things you cannot afford to pay all in one go ,and now you also have pay in 3 which is excellent regarding interest. Reviewed on: 9th June 2026

Reliable and secure .

Reliable and secure .i fully trust theyll look after my interests Reviewed on: 9th June 2026

Im able to purchase items on PayPal without worrying...

Im able to purchase items on PayPal without worrying theres alot of credit . Im grateful for PayPal for letting people like me to purchase items and paying off when you can . And little or more access to pay off . Reviewed on: 9th June 2026

I feel PayPal is secure and I always use this for an...

I feel PayPal is secure and I always use this for any online payments and now the PayPal points is a very good insensitive Reviewed on: 9th June 2026

Easy and great to use.

PayPal is now my default way to pay! Reviewed on: 9th June 2026

Helped me with a better way of paying

Helped me with a better way of paying Reviewed on: 9th June 2026

Used PayPal for years, 100% recommend.

Used PayPal for years and always found it easy and convenient and they have been great help in situations. I would definitely recommend to anyone. Reviewed on: 9th June 2026

Easy to use, always have assurance regarding purchas...

Easy to use, always have assurance regarding purchases, easy checkouts, always informed and easy to navigate on home screen. Reviewed on: 9th June 2026

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