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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Easy to use and easy to get refund if your a victim...

Easy to use and easy to get refund if your a victim of fraud Reviewed on: 9th June 2026

I love PayPal credit , very easy to use

I love PayPal credit , very easy to use Reviewed on: 9th June 2026

Very good service provided and easy to use.

Very good service provided and easy to use. Super straight forward and user friendly! Reviewed on: 9th June 2026

Excellent

Flexible having more options for payment. Plus 4 month interest free. Reviewed on: 9th June 2026

Excellent service - Highly recommended

I’ve used PayPal for years, excellent service and very easy to use, widely available aswell. Reviewed on: 9th June 2026

Excellent service and easy to access and use.

Excellent service and easy to access and use. Reviewed on: 9th June 2026

Decent & safe choice

APR I'd relatively high as other lenders are. Ease of use is better than most and security is top notch. Reviewed on: 9th June 2026

The 4 month interest free option is very competitive...

The 4 month interest free option is very competitive against other products . Reviewed on: 9th June 2026

good app and customer services were good

good app and customer services spoke English natively and were very professional and effective. Reviewed on: 9th June 2026

easy to access and to follow and quick

easy to access and to follow and quick Reviewed on: 9th June 2026

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