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PayPal: PayPal Credit reviews

4.91
Based on 57,127 reviews, last reviewed 8th Apr 2026
584400% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy and efficient to use also gives you extra... Very easy and efficient to use also gives you extra time to pay and you are earning points which can be used to purchase items Reviewed on: 8th April 2026
Joan Lees's avatar
Joan Lees

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026
nick s's avatar
nick s

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57127)

Always got my back and stress free

5
Always got my back and stress free Reviewed on: 11th May 2024

Paypal is the best

5
Been using PayPal Credit for years and it's the simplest to use of all the credit companies in my opinion. Reviewed on: 11th May 2024

Amazing and fast service to use very convenient

5
Amazing and fast service to use very convenient Reviewed on: 11th May 2024

Good from start to finish.

5
Good from start to finish. Value and easy to pay off Reviewed on: 11th May 2024

My opinion:

5
I'm just happy to ise. Easy to pay for anything. Reviewed on: 11th May 2024

Simple versatile credit

5
PayPal credit helped me afford to make a large purchase and pay it off at convenience. Would recommend, no actual card so you can't go overboard. Reviewed on: 11th May 2024

Great Service , had no issues with them

5
Great Service , had no issues with them , CS top notch !! Reviewed on: 11th May 2024

Amazing service

5
Amazing service. I have been using paypal daily for my purchases. I am happy so far Reviewed on: 11th May 2024

5 star service

5
Really good, never have any issues with the app when I use it and costumer service always friendly and quick when needed to ask something Reviewed on: 11th May 2024

Very convenient and helpful to me.

5
Very convenient and helpful to me. Reviewed on: 11th May 2024

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