Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171541)

No issues from start to finish.

5
No issues from start to finish. Easy to setup and manage existing borrowings. It clearly shows you what you owe and various ways to pay back to suit you. Reviewed on: 31st May 2026

Top Class

5
Very good in all aspects, allows me to spread payments at a rate to suit me Reviewed on: 31st May 2026

NEED MORE WARNING OF UPCOMING DIRECT DEBIT SO NOT TO...

5
NEED MORE WARNING OF UPCOMING DIRECT DEBIT SO NOT TO GET CHARGED. i DON'T KEEP HIGH NUMBER ON ACCOUNT ONLY WHEN PAYMENT IS DUE Reviewed on: 31st May 2026

Always great experience no issues

5
Always great experience no issues Reviewed on: 31st May 2026

Easy and quick , it’s perfect when you need it...

5
Easy and quick , it’s perfect when you need it Reviewed on: 31st May 2026

Easy to use, absolutely no hassle.

5
Easy to use, absolutely no hassle. Reviewed on: 31st May 2026

Has been easy to use and had no issues.

5
Has been easy to use and had no issues. Have been using it for years and is my go to thing to use when paying for things Reviewed on: 31st May 2026

paypal credit

5
It is easy to pay with paypal I use it most of the time to buy something Reviewed on: 31st May 2026

Pay pal is safe, efficient, easy to use around the w...

5
Pay pal is safe, efficient, easy to use around the world As well as innovative, on top of global expectations. Reviewed on: 31st May 2026

Great experience with PayPal .

5
Great experience with PayPal . Very helpful and feel safe to buy items through paypal Reviewed on: 31st May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 94446 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3835 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products