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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Safe and secure

PayPal is very safe and secure specially pay in three installments without any interest Reviewed on: 9th June 2026

Easy to use and often available as an option

Easy to use and often available as an option Reviewed on: 9th June 2026

Very good!

It is a wonderful experience, easy to use, and quick to deal with. Reviewed on: 9th June 2026

Excellent customer service

I had an issue around a fraudulent transaction on my account. The customer service agent was amazing and reassured me that I was safe. The money was back in my account very quickly. I was very appreciative. Reviewed on: 9th June 2026

Paypal Credit

Generous credit limit, tied to PayPal account, but with physical card. Easy to manage online. Useful to cover unexpected expenses when money is tight. No charges and almost free to use if balances settled quickly. Reviewed on: 9th June 2026

My review

Great for managing my money the app could be better when U pay money in takes a long time to show up on your account ,other than that it's a great service . Reviewed on: 9th June 2026

My go to form of payment as I can spend a little mor...

My go to form of payment as I can spend a little more on a slightly better product Reviewed on: 9th June 2026

Excellent Service

I find PayPal quick and convenient when paying for all sorts of services and products Reviewed on: 9th June 2026

Very trustworthy company

Ive never had any issues. All transactions queries are dealt with satisfaction. I trust paypal with my money Reviewed on: 9th June 2026

good customer service

They have very good customer service, very informative and easy to use, also very secure. Reviewed on: 9th June 2026

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