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PayPal: PayPal Credit reviews

4.91
Based on 57,085 reviews, last reviewed 7th Apr 2026
580400% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great , can buy things and pay it off at s... PayPal is great , can buy things and pay it off at small amounts , which is great in this day, I love using it paying it back and using it again to pu... Read more Reviewed on: 7th April 2026
Michelle w's avatar
Michelle w

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026
nick s's avatar
nick s

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57085)

Best service always

5
I have done two credits through PayPal. I am so happy for their interest free offers. Also their customer service team is the best, they are always ready to help. I have been so grateful for their service. Reviewed on: 11th May 2024

I use PayPal for all online payments.

5
I use PayPal for all online payments. PayPal should work hard and become more widely available Reviewed on: 11th May 2024

Pay in 3?

5
Pay in 3? Plus 4 months interest free on purchases over £100? Need I say anymore, better than a credit card Reviewed on: 11th May 2024

no issues and interest free for a set time frame

5
no issues and interest free for a set time frame Reviewed on: 11th May 2024

Great service professional and always available.

5
Great service professional and always available. Reviewed on: 11th May 2024

I mostly use Paypal.

5
I mostly use Paypal. Very safe and secure and I highly recommended my family and my friends. Reviewed on: 11th May 2024

Good service but not the best

3
Great service but not the best and need improvements Reviewed on: 11th May 2024

Handy for bigger purchases.

5
Handy for bigger purchases, takes the fear out of buying Reviewed on: 11th May 2024

PayPal. My best finance option

5
Easy to use. I haven't paid for interest yet after 1 year of use. I'm very happy to have it and it's the best finance option I have right now Reviewed on: 11th May 2024

Reliable and secure service, refunds are quick and G...

5
Reliable and secure service, refunds are quick and Greta customer service Reviewed on: 11th May 2024

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