Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171657 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171687)

Very convenient way to manage purchases

Very convenient way to manage purchases Reviewed on: 31st May 2026

EASY ACCESS TO CUSTOMER CARE, TIME TAKEN TO LISTEN A...

EASY ACCESS TO CUSTOMER CARE, TIME TAKEN TO LISTEN AND SOLVE PROBLEMS QUICKLY. CONTACT HOURS IS OK BUT CAN BE EXTENDED TO COVER THOSE WORKIN SHIFTS. Reviewed on: 31st May 2026

Reliable, safe, easy

Really reliable, safe form of credit, easy to keep track of and pay back easily. Also very easy to use. Reviewed on: 31st May 2026

PAYPAL IS EASY, VERY CONVENIENT AND HELPFUL WHEN U P...

PAYPAL IS EASY, VERY CONVENIENT AND HELPFUL WHEN U PURCHASE SOMETHING ONLINE. AND THE OPTIONS OF PAY IN 3 IS AMAZING, PPLUS THE PAYPAL CREDIT AND TYE HABILITY TO SEND MONEY TO FAMILY AND FRIENDS... I THINK PAYPAL HAVE EVERYTHING WE NEED TO MANAGE PAYMENTS. AND EVEN THOUGH THR INTEREST RATE IS HIGH. IS UP TO US IF WE WANT TO PAY THEM AS IT GIVE U 4, 6 OR EVEN MOTRE TIME TO START OR FULLY PAY THE CREDIT LOANS. I ABSOLUTELY LOVE IT! AND I ALWAYS RECCOMENDED TO ANYONE! Reviewed on: 31st May 2026

Brilliant

Had PayPal for many years. Protects purchases. PayPal credit is fantastic and the addition of the cards was even better. Reviewed on: 31st May 2026

Safe and trusworthy way to pay

The safe way to make payments to any person or company any proplems and Pay Pal are on you side. Reviewed on: 31st May 2026

Quick, easy, and convenient to use.

Quick, easy, and convenient to use. Reviewed on: 31st May 2026

They are very good.

I am not good in Internet and buying things sometime. I did mistake but customer service always help me very nicely because my English is also not good. They help me quite very nicely. Reviewed on: 31st May 2026

Flexible options when I have needed it.

Flexible options when I have needed it. And quick cancellation of the account when I no longer need the services. Reviewed on: 31st May 2026

Easy to use.

Easy to use. Link my cards to my phone so easy to pay with PayPal. Reviewed on: 31st May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.70 from 3835 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94554 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub