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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Always good customer service and keep you updated on...

Always good customer service and keep you updated on any changes etc.. Reviewed on: 9th June 2026

Potential PayPal Credit issues

PayPal Credit is generally very good, however when taking advantage of this service with 0% over 4 months, for whatever reason PayPal take the full amount on Month 1. Now this might be how I have set the PayPal credit service up with the D/D, but it was a bit of a surprise. I have also had it work the other way, where it didn’t take any money at all over the four months. assuming the service would split the value of the purchase over 4 equal payments. If PayPal could offer a practical guide to setting the payments up it would be very much appreciated. Reviewed on: 9th June 2026

Easy to manage payments

Very easy to manage and stay on track. Simple to use app too Reviewed on: 9th June 2026

Excellent very professional never any problems conta...

Excellent very professional never any problems contacting PayPal. Reviewed on: 9th June 2026

Great service

Easy, efficient and great service Reviewed on: 9th June 2026

Lots of payment options

Lots of payment options and great links Reviewed on: 9th June 2026

Customer service experts

Customer services are excellent my skills in techno were limited..customer service brought me up to speed …with patience and dedication thank you Reviewed on: 9th June 2026

Always feel safe purchasing online with PayPal.

Always feel safe purchasing online with PayPal. Confident in the customer service too Reviewed on: 9th June 2026

Excellent services.

Excellent services. Never encountered any issues. Reviewed on: 9th June 2026

PayPal credit review

Good, wish the 0% interest could be longer, paypal need to extend the length longer should be more than 4 months surely Reviewed on: 9th June 2026

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