Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171761)

PayPal has been brilliant, haven't had any problems.

5
PayPal has been brilliant, haven't had any problems. Used PayPal credit quite a lot and has been amazing Reviewed on: 31st May 2026

I use paypal for 17 years and will keep using 5*

5
I use paypal for various website purchases and payments. I'm using pay later and pay in 3 options. I use PayPal 17 years and will keep using any time I need it. Reviewed on: 31st May 2026

Excellent service

5
Reliable service always there in times of emergency. Reviewed on: 31st May 2026

Five star

5
I am a user over 10 years. Always a good service. Reviewed on: 31st May 2026

Paypal credit has changed the game for me, as well a...

5
Paypal credit has changed the game for me, as well as the pay in 3 with no interest, which is great too Reviewed on: 31st May 2026

Very easy and simple to use with security wise very...

5
Very easy and simple to use with security wise very satisfying Reviewed on: 31st May 2026

Makes transactions so easy customer services is easy...

5
Makes transactions so easy customer services is easy polite and processional highly recommend Reviewed on: 31st May 2026

Responsible

5
Very helpful when dealing with retailers that are avoiding responsibilities Reviewed on: 31st May 2026

Brilliant , would definitely recommend

5
Brilliant , would definitely recommend Reviewed on: 31st May 2026

Does what it says in the tin.

5
Does what it says in the tin. Easy use Reviewed on: 31st May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 94622 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3835 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products