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PayPal: PayPal Credit reviews

4.91
Based on 57,012 reviews, last reviewed 7th Apr 2026
573900% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I use PayPal as I feel protected on online purchases... I use PayPal as I feel protected on online purchases from less known shops Reviewed on: 7th April 2026
LBNan's avatar
LBNan

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57012)

PayPal is amazing, and gives you confidence when mak...

5
PayPal is amazing, and gives you confidence when making purchases Reviewed on: 11th May 2024

Worry free and safe .

5
Worry free and safe .... ordering from Did Somebody Say Just Eat etc without passing on my details Reviewed on: 11th May 2024

Good service especially if not got the money upfront...

5
Good service especially if not got the money upfront to pay for things Reviewed on: 11th May 2024

Good experience

5
Good experience and good service Reviewed on: 11th May 2024

Very safe, convenient service.

5
Very safe, convenient service. Payment arrangements comfortable. Reviewed on: 11th May 2024

PayPal allows me to make purchases but not have to p...

5
PayPal allows me to make purchases but not have to pay for them right away which allows me to have fun with my money but not spend to much Reviewed on: 11th May 2024

PayPal credit is a great way to spread the cost...

5
PayPal credit is a great way to spread the cost Reviewed on: 11th May 2024

I would recommend PayPal credit

5
I would recommend PayPal credit for its ease-of-use and Control. It is easy to review all your transactions and edit your minimum payment I like how on some purchases you are given a promotion of between 6, 12, 18 or 24 months. Reviewed on: 11th May 2024

Best matter is to have a Paypal credit because it is...

5
Best matter is to have a Paypal credit because it is really good and special Reviewed on: 11th May 2024

Amazing paying all your items in 4 times interes free

5
I have been using PayPal credit for more than 4 years and it allways work, and he'll a lot when you can split it up 4 payments with 0 interest Reviewed on: 11th May 2024

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