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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

I use PayPal for everything as it’s very flexible

I use PayPal for everything as it’s very flexible Reviewed on: 9th June 2026

Helpful when needed and keeps informed when needed also

Helpful when needed and keeps informed when needed also Reviewed on: 9th June 2026

Great that they now have a virtual card

Great that they now have a virtual card Reviewed on: 9th June 2026

Very good experience with PayPal , never face any pr...

Very good experience with PayPal , never face any problem Reviewed on: 9th June 2026

Convenient and easy to use

I love PayPal credit, easy to use and so convenient when making purchases on the internet. I also feel the transaction is secure and as a consumer I feel my money is protected on all fronts by PayPal Reviewed on: 9th June 2026

I have always had a great experience with PayPal.

I have always had a great experience with PayPal. If I have ever had to contact customer service always been helpful and solved my queries. I would highly recommend PayPal to anyone Reviewed on: 9th June 2026

Very convenient and always feel secure on using PayP...

Very convenient and always feel secure on using PayPal, my confidence of safety Reviewed on: 9th June 2026

My PayPal Experience

Excellent customer service and range of credit options Reviewed on: 9th June 2026

Great company to deal with

PayPal is easy to use on most companies good interest free periods if you have a dispute they will sort it for you. Reviewed on: 9th June 2026

Easy to use.

Easy to use. no problems. Smooth running. Reviewed on: 9th June 2026

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