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PayPal: PayPal Credit reviews

4.91
Based on 56,909 reviews, last reviewed 7th Apr 2026
564400% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to contact helpful when speaking to someone ea... Easy to contact helpful when speaking to someone eas to understand where your account is upto Reviewed on: 7th April 2026
C b's avatar
C b

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56909)

Always had good support when needed.

5
Always had good support when needed. Reviewed on: 11th May 2024

Shopping made easy no need to carry cash.

4
Shopping made easy no need to carry cash. Had a dispute with a buyer and PayPal was able to assist with the refund quickly. Reviewed on: 11th May 2024

Reviews1

5
Excellent no problems with any aspect Reviewed on: 11th May 2024

Love PayPal I won’t buy from retailers not accepting...

5
Love PayPal I won’t buy from retailers not accepting it Reviewed on: 11th May 2024

Very handy

5
When using PayPal I've always been able to use when needed and have never had any issues. Easy to use and pays on time and let's you know when your next payment is on etc... Reviewed on: 11th May 2024

Great customer service and support

5
Easily make payments, anywhere anytime, anyplace.Customer service was very understanding with my missed payment as I did not understand the minimum payment requirements. Easily resolved over the phone after a quick phone call from their new customer support services people. Reviewed on: 11th May 2024

Amazing I love PayPal I love PayPal credit they help...

5
Amazing I love PayPal I love PayPal credit they helped me pay for my new MacBook Pro Reviewed on: 11th May 2024

PayPal credit is the best and convenient payment opt...

5
PayPal credit is the best and convenient payment option for me. The service saved me alot of money. Thank you PayPal credit Reviewed on: 11th May 2024

1st class phone customer support

5
1st class phone customer support Reviewed on: 11th May 2024

My experience with Pay Pal. .

5
My experience with PayPal has been positive. The customer service has been very helpful. For example, I wanted to change my Direct debit date. I spoke to an advisor who was very helpful and changed it for me. No hassle and very professional in their approach. For me as a customer it’s the little and simple things that determine in my view. Reviewed on: 11th May 2024

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