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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Easy and quick to use

Easy to use. Good support when needed and easy app to navigate. Accepted by most online retailers making it versatile and quick. Reviewed on: 9th June 2026

PayPal, I’m a long term customer, never disappointed

I have been using PayPal services for years, since it was originally connected to eBay transactions. Since that time I have never had any issues due to the seamless way PayPay works. The 3 pay method is excellent and others are following this method. The new credit card function was easily applied for and quickly processed. Very efficient and practical. Reviewed on: 9th June 2026

Never had a problem paying.

Never had a problem paying. Always message when payment is due Reviewed on: 9th June 2026

Great service manages your money with ease and flexi...

Great service manages your money with ease and flexibility Reviewed on: 9th June 2026

Easiest way to pay

PayPal has made online shopping so convenient and their credit system is so flexible it’s really opened lots of doors for me. Reviewed on: 9th June 2026

I been long times used PayPal, very safe and secure...

I been long times used PayPal, very safe and secure when doing transactions in online shopping,and I used credit card from PayPal too.Thanks PayPal Reviewed on: 9th June 2026

An excellent service that works for everyone

Ive used Paypal credit for a number of years now - simple and effective, the service allows me to easily spread costs in a clear manner. The tools are clear and concise and everything is laid out in an easy-to-understand manner. There's good communication via emails, alerts etc to keep you up to date on payments and help you manage your finances and your time as well effectively. Reviewed on: 9th June 2026

Perfect for everyday personal and domestic purchases.

Perfect for everyday personal and domestic purchases. Interest free credit options for every budget. Customer service available on the rare occasion it may be needed. Safe and secure site. Have been using for many years now and is my number one go to when making small or large purchases from everyday items to holidays and concert tickets. Reviewed on: 9th June 2026

PayPal credit is my go to everytime.

PayPal credit is my go to everytime. It helps builds my credit score and gives me enough time to pay it back without a massive lump sum of money going out Reviewed on: 9th June 2026

Paypal credit helps

Paypal credit helps out paying bills into small payments. Reviewed on: 9th June 2026

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