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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171810 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171816)

Straight forward app.

Straight forward app. Great customer service Reviewed on: 31st May 2026

Very no complications easy to use and quick

Very easy to use and quick with no complications spending power make purchases easier Reviewed on: 31st May 2026

Very happy with PayPal ,always there when needed

Very happy with PayPal.Quick and easy Reviewed on: 31st May 2026

PayPal credit review

The service has definitely improved since physical cards and Apple Pay have been introduced- I find PayPal credit convenient, good value and safe to use for transactions. I would recommend it to anyone looking for credit that’s manageable and user friendly. Reviewed on: 31st May 2026

I absolutely love PayPal I use it to pay for almost...

I absolutely love PayPal I use it to pay for almost everything , it’s so efficient and fast and no fuss I know my money is safe Reviewed on: 31st May 2026

I've always used PayPal since as far back as I can r...

I've always used PayPal since as far back as I can remember and it's always worked perfectly Reviewed on: 31st May 2026

Great way to spread payments interest free

Great way to spread payments interest free Reviewed on: 31st May 2026

Smooth sailing so far, easy to use.

Smooth sailing so far, easy to use. Reviewed on: 31st May 2026

Always simple to use

Always simple to use and customer service very helpful Reviewed on: 31st May 2026

I am using PayPall for years and never let me down.

I am using PayPall for years and never let me down. And they are fair, judging cases with prompt and logical reasons. Thank you. Reviewed on: 31st May 2026

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