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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,743 reviews, last reviewed 7th Apr 2026
549100% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very handy and easy to use Very handy and easy to use with no issues in the 14 years of using their services Reviewed on: 7th April 2026
Wendy g's avatar
Wendy g

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56743)

Firt rate

5
It's there when you need it easy to access and keeps your limits in check Reviewed on: 11th May 2024
Susan w's avatar
Susan w

Never really had an issue with PayPal.

5
Never really had an issue with PayPal. If I need to contact customer services, they are always prompt with their responses. Everything is written clearly on their site and app, can't really fault it. Reviewed on: 11th May 2024
Rach D's avatar
Rach D

Very simple and easy navigation.

5
Very simple and easy navigation. Very useful Reviewed on: 11th May 2024
Praveen s's avatar
Praveen s

Great way to spread the cost of purchasing.

5
Great way to spread the cost of purchasing. Easy to use and cheaper than some credit cards or other credit options. Helpful reminders. Reviewed on: 11th May 2024
Shirlives's avatar
Shirlives

Very useful and handy for big and small purchases

5
Very useful and handy for big and small purchases Reviewed on: 11th May 2024
Steven F's avatar
Steven F

It was a great experience! Highly recommend

5
PayPal Credit offers a seamless and convenient way to manage your finances, providing flexibility and peace of mind. One of the standout features of PayPal Credit is its accessibility, allowing users to make purchases and pay over time, all within the familiar PayPal ecosystem. This is particularly beneficial for those who may need to spread out payments for larger purchases or unexpected expenses. One of the key advantages of PayPal Credit is its ease of use. With just a few clicks, users can apply for credit, receive approval decisions quickly, and start using their credit line immediately. This streamlined process is perfect for busy individuals who value efficiency and convenience in managing their finances. Moreover, PayPal Credit offers competitive promotional financing options, such as interest-free periods and special financing deals, allowing users to save money and make purchases without the burden of high interest rates. These promotional offers make it easier for users to budget and plan their finances, knowing that they have the flexibility to pay over time without incurring additional costs. Another noteworthy aspect of PayPal Credit is its integration with PayPal's broader ecosystem. Users can seamlessly use their credit line to make purchases at millions of online retailers that accept PayPal, as well as in-store at select merchants. This versatility ensures that users can take advantage of their credit line wherever they shop, whether online or offline. Additionally, PayPal Credit offers robust security features to protect users' financial information and transactions. With features like Purchase Protection and Fraud Protection, users can shop with confidence, knowing that their purchases are safeguarded against unauthorized activity and fraudulent charges. Overall, PayPal Credit is a valuable financial tool that offers flexibility, convenience, and peace of mind to users. Whether you're making everyday purchases or larger investments, PayPal Credit provides a simple and reliable way to manage your finances and make the most of your buying power. Reviewed on: 11th May 2024
Adam Galloway's avatar
Adam Galloway

Good and easy way to spread the cost of your...

5
Good and easy way to spread the cost of your purchases Reviewed on: 11th May 2024
Mo's avatar
Mo

Never had a problem with either so quick and easy wo...

5
Never had a problem with either so quick and easy would recommend Reviewed on: 11th May 2024
Emma Hather 's avatar
Emma Hather

safe way to shop

5
Most of the time PayPal helps if you have a problem with a purchase Reviewed on: 11th May 2024
jacqueline hogg's avatar
jacqueline hogg

Brilliant easy and fast, when you decide use PayPal...

5
Brilliant easy and fast, when you decide use PayPal online it’s abest and perfect and money granted Reviewed on: 11th May 2024
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