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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171832 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171832)

Everything is set out very clearly and easy to under...

Everything is set out very clearly and easy to understand, nothing ever goes wrong Reviewed on: 1st June 2026

I really think paypal is doing a great job with its...

I really think paypal is doing a great job with its 4 month interest free offers. It makes some payments affordable for a short term. Reviewed on: 1st June 2026

Simply The Best.

I've had the best since I joined Reviewed on: 1st June 2026

Excellent help to grow up your credit score no need...

Excellent help to grow up your credit score no need to pay interest Reviewed on: 1st June 2026

I got hacked a couple of years ago it was all sorted...

I got hacked a couple of years ago it was all sorted within 48 hours excellent service from PayPal Reviewed on: 1st June 2026

Great Payment options and credit limit

PayPal gave me a good credit value and 4 months payment option has been brilliant . I have also got PayPal credit card which means I can shop comfortably when abroad with my kids . I have been furnishing my house past 2 years through PayPal payment options and has been brilliant. Reviewed on: 1st June 2026

Helped me out when i needed a little cash boost

Helped me out when i needed a little cash boost Reviewed on: 1st June 2026

Always ready, always there.

Always ready, always there when required and customer services are second to none, couldn’t be happier. Reviewed on: 1st June 2026

Excellent professional credit provider, automaticall...

Excellent professional credit provider, automatically increasing credit limit, easy to pay with across almost any online shop and also for every day use such as fuel or weekly shopping. Reviewed on: 1st June 2026

Excellen costumer service

Excellen costumer service, great app and whosle servixe for daily use is amazing. Reviewed on: 1st June 2026

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