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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

PayPal credit had really help me to get what I neede...

PayPal credit had really help me to get what I needed at the right time. Reviewed on: 9th June 2026

Very easy to use and easy to find out what the charg...

Very easy to use and easy to find out what the charges are Reviewed on: 9th June 2026

Excellent and easy.

Excellent and easy. Everything working good and fast Reviewed on: 9th June 2026

Great services and support, reliable platform.

Great services and support, reliable platform. I'm paying with PayPal wherever it is accepted. Reviewed on: 9th June 2026

Paypal is easy to use, does what it says on the tin

Paypal is just easy to use, I've been using various forms paypal for years, whether that be straightforward payments, 4 months interest free, pay in 3 interest free and various others. I don't have to hand over my bank or card details to any retailer, it's all kept safe in paypal. I have MFA and alerts if anything suspicious happens on my account, so it just does exactly what it says on the tin Reviewed on: 9th June 2026

Never had an issue always been easy to use

Never had an issue always been easy to use Reviewed on: 9th June 2026

0% interest offers for the win

Paypal often does special 0% interest monthly offers with a lot of retailers which makes it possible to purchase things that you usually may not be able to. This is very helpful. It is easy to apply and set up. Reviewed on: 9th June 2026

I find using pay pal very easy to use and I cam see...

I find using pay pal very easy to use and I cam see all my transactions in one place Reviewed on: 9th June 2026

PayPal is really easy to use.

PayPal is really easy to use. Customer service is 10/10. The different payment options that it has are really useful Reviewed on: 9th June 2026

Service Quality

Excellent all round service, can't fault any time i have had to deal with Reviewed on: 9th June 2026

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