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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171857)

Always really helpful and informative

5
Always really helpful and informative Reviewed on: 1st June 2026

Great service provider

4
I have never had a negative experience with PayPal to date. In fact I have found it easy to process transactions. Reviewed on: 1st June 2026

Easy, handy and excellent to use

5
Easy, handy and excellent to use Reviewed on: 1st June 2026

Excellent and Prostive

5
Excellent and prostive in their service Reviewed on: 1st June 2026

I have really good experience.

5
I have really good experience. I like it. Reviewed on: 1st June 2026

Excellent Flexible Payment Option

5
PayPal Credit is extremely convenient and reliable. The application process is quick, payments are easy to manage, and the flexibility to spread costs over time has really helped with larger purchases. The interface is straightforward, and transactions are processed smoothly. A very useful financial tool for responsible spending. Reviewed on: 1st June 2026

Good service and i will defenitly recomanded

5
Good service and i will defenitly recomanded Reviewed on: 1st June 2026

usege fir payment

5
just a very easy thing to use very happy Reviewed on: 1st June 2026

Been using PayPal for many years, great service

5
Been using PayPal for many years, great service Reviewed on: 1st June 2026

Easy access

5
From day one is been a easy app ,to access and starting credit that was offered was good Reviewed on: 1st June 2026

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