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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Excellent service.

Excellent service. Smooth transaction but the best was when i called them the person on the phone very clear spoke excellent English. Reviewed on: 9th June 2026

My experience with PayPal has been great, especially...

My experience with PayPal has been great, especially because it is accepted in most stores where I buy. Reviewed on: 9th June 2026

Easy to use.

Easy to use, check balance and manage account. Reviewed on: 9th June 2026

Paypal review

Paypal creates a sense of security Reviewed on: 9th June 2026

Paypal credit is very handy and very easy to use and...

Paypal credit is very handy and very easy to use and doesn’t cost fortune. Reviewed on: 9th June 2026

Can buy the things I love and spears the cost!

Can buy the things I love and spears the cost! easy app to use , reminders to pay and instant access at all times. Reviewed on: 9th June 2026

The pay in three or 4 months 0% is a life saver.

The pay in three or 4 months 0% is a life saver. Something pops up and you need to fix it you know you can spread the cost. Easy app to use and great customer service. Reviewed on: 9th June 2026

Statements

My only negative comment is that the summary’s of transactions isn’t clear, it will deduct refunds from the wrong order and the paid/refunded fees are not clear until the end of the month statement. Otherwise, exceptional so 9/10 Reviewed on: 9th June 2026

Clear and useful credit

PayPal is accepted by most sellers and the system is easy to use Reviewed on: 9th June 2026

Used them for years and always great, could improve...

Used them for years and always great, could improve customer support when a dispute arises . Reviewed on: 9th June 2026

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