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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

I've never had a problem dealing with PayPal, always...

I've never had a problem dealing with PayPal, always dealt with care Reviewed on: 9th June 2026

I will always use PayPal as my option to pay because...

I will always use PayPal as my option to pay because is safe and secure. Reviewed on: 9th June 2026

Online navigation via the App made easy

Online navigation via the App made easy Reviewed on: 9th June 2026

I love PayPal!

I love PayPal, either the payment in 3 or the credit. Using either of these allows me to plan my money better if it’s a bigger purchase. Fortunately I am in a financial position to always pay on time so no interest which is of great value to me. Reviewed on: 9th June 2026

Excellent service from beginning to end, cannot faul...

Excellent service from beginning to end, cannot fault paypal services. Reviewed on: 9th June 2026

PayPal credit has got me out of trouble a few times...

PayPal credit has got me out of trouble a few times when I have had no money, it’s given me the ability to buy what I needed at the time and pay it back later interest free. Also great when I’ve wanted to make a larger purchase and pay it in instalments interest free. Reviewed on: 9th June 2026

Useful and functional.

Useful and functional. It's easy to use. Spreading the costs in 4 for free helped me manage my big expenses easier. Reviewed on: 9th June 2026

I have never had problems with PayPal and will alway...

I have never had problems with PayPal and will always use when purchasing anything. Reviewed on: 9th June 2026

Great service

I have neen with you a number of years and been looked after very well i have had no problems at all Reviewed on: 9th June 2026

Pay in 3 option is really hood

Gives peace of mind with the added security when shopping online. The option to split payment into 3 instalments interest free is a real advantage and so easy to set up. The app is really user friendly. Would definitely recommend. Reviewed on: 9th June 2026

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