Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172095)

Always had excellent customer service whenever i’ve...

5
Always had excellent customer service whenever i’ve ran into an issue. They are always kind and understanding Reviewed on: 1st June 2026

Safety online

5
Feel safe whem using my Pay pal account online. Helpful customer service Reviewed on: 1st June 2026

Easy to apply

5
Easy to apply quick response, there when you need it. Flexible payment options. Reviewed on: 1st June 2026

You just get peace of mind using PayPal

5
You just get peace of mind using PayPal Reviewed on: 1st June 2026

Easy service to use.

5
Easy service to use. Never had an issue Reviewed on: 1st June 2026

Not always scam issues is resolved

5
Not always scam issues is resolved Reviewed on: 1st June 2026

Easy to use and appreciated the 6 months free offer

5
Easy to use and appreciated the 6 months free offer Reviewed on: 1st June 2026

Simply the best!

5
Paypal have just sorted out a refund for an unauthorised purchas,their customer service is outstanding. It was quick, I was listened to, everything clearly explained and I felt so much better and less stressed within minutes of chatting to the CS rep. The refund was was sorted and actioned within 15 minutes or so of the call. I spoke with very informative, understanding and reassuring lady. I gave been with Paypal for 18 years and they have never failed to impress me, with their professionalism, subject knowledge and friendly customer centred ethos attention Reviewed on: 1st June 2026

It’s been a good and fast experience using paypal

5
It’s been a good and fast experience using paypal Reviewed on: 1st June 2026

The service is great, always dealt with my requests...

5
The service is great, always dealt with my requests accordingly. Reviewed on: 1st June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 94896 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3835 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products