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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Peace of mind.

They are easy to deal with and give you peace of mind. It is not scary owing them as they are always there to assist when needed. Reviewed on: 9th June 2026

The Excellence of PayPal..

For the past 20 years, PayPal has made it possible for me to buy the things that I could not otherwise afford. Reviewed on: 9th June 2026

PayPal is simple to use

PayPal is simple to use and offers great discounts and rewards. I have already recommended to my family. Reviewed on: 9th June 2026

Easy to navigate the system, quick responses, easy a...

Easy to navigate the system, quick responses, easy app, straight forward Reviewed on: 9th June 2026

Easy to use, always offering credit increases but yo...

Easy to use, always offering credit increases but you have to approve this Reviewed on: 9th June 2026

Easy to use, the app is simple.

Easy to use, the app is simple. Enjoy collecting the points Reviewed on: 9th June 2026

Excellent options for payments

Everything is made easy by using pay pal payments and like options to pay in 3 or PayPal credit with 0% interest plus if a problem arises PayPal do investigate Reviewed on: 9th June 2026

We use the payment plan a lot and it’s easy...

We use the payment plan a lot and it’s easy to use Reviewed on: 9th June 2026

Easy to use service, never had a unissued in all the...

Easy to use service, never had a unissued in all the years I have used PayPal Reviewed on: 9th June 2026

I find Paypal Credit extremely useful, but there are...

I find Paypal Credit extremely useful, but there are a couple of issues; 1. It’s very slow to process your payments (to clear the debt) 2. The way it deals with longer term loans e.g 36 months 0% interest payments is totally ridiculous, and they might as well not even offer this promotion. Reviewed on: 9th June 2026

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