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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172248 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172284)

PayPal is Good in sending money quickly and it’s saf...

PayPal is Good in sending money quickly and it’s safe and secure. Reviewed on: 1st June 2026

A Lifesaver in Emergencies

I have been using PayPal Credit for about five years now, and it has been an absolute lifesaver for me. Following some major health issues and multiple surgeries back in 2018, I found myself dealing with ongoing health struggles and tight finances. Money is always a bit of an issue, but PayPal Credit has consistently been there for me when I needed it most. It is my absolute go-to option for emergencies or whenever I need to make an essential purchase. The biggest selling point for me is the financing offer: you get a full four months to pay back your balance with 0% interest. On top of that, I’ve noticed you often get an extra two to three weeks on the billing cycle before it's officially due, which is a massive plus when you're budgeting. Their customer service is also fantastic. I’ve only had to contact them twice in the last five years, but both times the support team was incredibly helpful, polite and ready to assist. If you need a reliable safety net for unexpected expenses, I highly recommend PayPal Credit. It has given me immense peace of mind. Reviewed on: 1st June 2026

Feels like borrowing of your Dad

Easy secure payments , sensible easy app , it feels more personal than high street snobbery , they meet my expectations which most financial companies cannot or will not , Reviewed on: 1st June 2026

PayPal credit is good

PayPal credit is good. I often use it for short term purchases and the occasional larger purchase. PayPal make sure i have reminders and am lept up to date Reviewed on: 1st June 2026

Fake site

I bought perfume off what I thought was real site, I got my money back within minutes of telling paypal Reviewed on: 1st June 2026

Speedy withdrawals

Always quick payments and withdrawals. Clear website and app to use. Reviewed on: 1st June 2026

New card experiance.

Only just had card but account for years without any problems Reviewed on: 1st June 2026

paypal credit card

Found PayPal credit card to be easy to use and manage my finances Reviewed on: 1st June 2026

Good service

I’ve used for a number of years. Very good Reviewed on: 1st June 2026

Always an amazing service, use PayPal every day

Always an amazing service, use PayPal every day Reviewed on: 1st June 2026

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