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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

My go to for payments

Very simple and convenient to use. I like the offers and winning points. This is my go to app for payments Reviewed on: 9th June 2026

Easy to navigate with some good features

The Paypal system is easy to navigate and has some very good features. Paypal is accepted by many retailers and more. I have used paypal for many years and will continue to use the product. No complaints. Reviewed on: 9th June 2026

User friendly and easy to contact customer services

User friendly and easy to contact customer services Reviewed on: 9th June 2026

All I can say is that I am okay with paypal.

All I can say is that I am okay with paypal. Reviewed on: 9th June 2026

Helpful team and an intuitive app, Paypal is well de...

Helpful team and an intuitive app, Paypal is well designed and good value Reviewed on: 9th June 2026

Great experience.

Great experience. I like the flexibility the PayPal credit service gives me Reviewed on: 9th June 2026

When you need it

Its all about keeping your details safe Reviewed on: 9th June 2026

The interest free credit is great

The interest free credit is great Reviewed on: 9th June 2026

Handy line of credit, easy to manage

Handy line of credit, easy to manage and now you can get a physical card so able to use in more places Reviewed on: 9th June 2026

good service, easy use, it can be trusted

good service, easy use, it can be trusted Reviewed on: 9th June 2026

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