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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172461 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172512)

easy to manage, convenient And safe

easy to manage, convenient And safe Reviewed on: 2nd June 2026

Easy to use, clear on how much and when to...

Easy to use, clear on how much and when to pay back Reviewed on: 2nd June 2026

Good excellent service

Good excellent service, good offers and fantastic customer support Reviewed on: 2nd June 2026

Allowed me to get my weight loss medicine

Allowed me to get my weight loss medicine Reviewed on: 2nd June 2026

I have had a very positive experience

I have had a very positive experience using PayPal Credit. The application process was quick and straightforward, and the credit facility has been very useful for managing larger purchases. The option to spread payments over time, especially with promotional interest-free periods on eligible purchases, provides excellent flexibility and convenience. The online account management is easy to use, making it simple to track balances, payments, and statements. Payments are processed smoothly, and I have found the service to be reliable and transparent. Overall, PayPal Credit is a helpful financial tool that offers convenience, flexibility, and peace of mind when making purchases. Reviewed on: 2nd June 2026

Never had any problems at all.

Never had any problems at all. I enjoy the ease of use, that includes the app. I'd highly recommend PayPal. Reviewed on: 2nd June 2026

It's great, especially that you can pay directly usi...

It's great, especially that you can pay directly using the PayPal app, and PayPal will let you choose what payment method you want to use. Reviewed on: 2nd June 2026

Mine Review

Very well I am satisfied. I make full use of it. Reviewed on: 2nd June 2026

Love PayPal

Love PayPal?, so easy to use and the pay in 3 options is great! Reviewed on: 2nd June 2026

It’s credit so expect to pay more than you spend ..

It’s credit so you do pay back a huge amount in interest and it’s easy to get caught in a constantly paying it off situation but it’s credit and can help when needed Reviewed on: 2nd June 2026

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