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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

PayPal are great!

PayPal are great! They have so many offers on to get cash back. They always give you cash back on purchases too. There customer service team is always there to answer any questions and offer guidance. Overall I love using PayPal. Reviewed on: 9th June 2026

Ideal for me ...

I use the pay in three which I find very convenient for larger purchases and I use the credit for very large purchases and pay off quickly as possible Reviewed on: 9th June 2026

I’ve been using PayPal Credit for many years, and I...

I’ve been using PayPal Credit for many years, and I honestly think their interest-free “0% interest for 4 months” option is the best credit product on the market. It makes spreading out your costs incredibly simple and stress-free. Reviewed on: 9th June 2026

Find PayPal very user friendly, Not complicated and...

Find PayPal very user friendly, Not complicated and offers a variety of payment options. Reviewed on: 9th June 2026

Quick, easy and my go to payment option over 100£

Quick, easy and my go to payment option over 100£ Reviewed on: 9th June 2026

Paypal is great

Easy and safe to use when purchasing goods from people you know snd don't know. Easy to complain if necessary with automatic refunds when agreed. Reviewed on: 9th June 2026

PayPal credit is one of the best products out there...

PayPal credit is one of the best products out there especially the option to pay in 4 months with 0% interest! Reviewed on: 9th June 2026

I’ve never had any issues.

I’ve never had any issues. Always very helpful. You can be sure PayPal won’t let any one scam you. Reviewed on: 9th June 2026

Very handy and easy to use!

Very handy and easy to use! Easy to pay with when you don’t have your card / details and easy to make payment Reviewed on: 9th June 2026

A customer of PayPal for 20 years

I have been a customer of PayPal now for more than 20 years and I have always found it to be an excellent service. Their online presence is so good that I have only ever had to contact their customer service department a couple of times during those 20 years and on both occasions they were able to solve the issues immediately and efficiently. I would not hesitate to recommend PayPal. Reviewed on: 9th June 2026

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