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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

With PayPal there are 2 excellent ways too pay for g...

With PayPal there are 2 excellent ways too pay for goods payback over 3 months or alternatively 4 months which ever suits your budget. I have used PayPal too purchase many kinds of goods from retail online shops too even takeout with Deliveroo Reviewed on: 9th June 2026

I’ve found PayPal credit very easy to use.

I’ve found PayPal credit very easy to use. It was easy to set up a recurring Direct Debit to pay a monthly sum and the credit card itself is accepted everywhere. Reviewed on: 9th June 2026

Excellent AAA service

PayPal is convenient and very easy to use and their customer service agents are very helpful and friendly. Reviewed on: 9th June 2026

Great , safe and secured

I have been using PayPal for 20 years and never once felt let down. Reviewed on: 9th June 2026

Use PayPal it’s great

Always found PayPal easy to use I use it for most things , customer services have always been helpful ..would recommend it to anyone Reviewed on: 9th June 2026

PayPal so easy to use monitor and organise your pers...

PayPal so easy to use monitor and organise your personal finances Really great for me Thanks Paypal Reviewed on: 9th June 2026

Great service.

Great service. Always quick response. Reviewed on: 9th June 2026

Game Changing Credit System

Offering 4 months of free credit creates an affordable buffer against unforeseen financial hurdles. It's been a game changer for me. Offering a level of control that has been hitherto overlooked. Reviewed on: 9th June 2026

PayPal Credit helps spread the cost of living

I have used PayPal credit for several purchases that has allowed me interest-free credit spread over several months. This has allowed me to purchase more expensive items that otherwise would cause me cash flow issues. Reviewed on: 9th June 2026

always there always perfect top notch

always there always perfect top notch Reviewed on: 9th June 2026

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