Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 55,847 reviews, last reviewed 7th Apr 2026
466900% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always use PayPal to shop online - never had any i... I always use PayPal to shop online - never had any issues - I love to be offered the pay in 3 - brilliant for budgets! Reviewed on: 7th April 2026
Elaine G's avatar
Elaine G

Latest lowest rating:

1

It is very confusing to use the app, money takes day... It is very confusing to use the app, money takes days to clear. It doesn’t always appear to be accurate. Reviewed on: 7th April 2026
Annabelle's avatar
Annabelle
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (55847)

Sab

5
I never had problem with paypal everything is secure love it :) Reviewed on: 11th August 2022
Sabina Czopor's avatar
Sabina Czopor

Paypal credit

5
Easy to understand,works brilliant Reviewed on: 11th August 2022
Koleene 's avatar
Koleene

Super service

5
Reliable and trustworthy..Great company to deal with..Amazing customer service. What more could you ask for? Reviewed on: 11th August 2022
Mathew George 's avatar
Mathew George

Easy Money

5
Simple to set up, clear on payments and terms and accepted at most online stores. I feel safe knowing Paypal has my back too. Reviewed on: 11th August 2022
Tony Woodhead's avatar
Tony Woodhead

Easy and quick way

4
I originally signed up for PayPal Credit to buy myself a Nintendo Switch and it was super quick and easy, the repayment amount is reasonable and the app gives you a lot of information! Reviewed on: 11th August 2022
Kalisae's avatar
Kalisae

Good

4
I like it alotttttttttttttttttttttt Reviewed on: 11th August 2022
Danny Rowland's avatar
Danny Rowland

Good credit option

4
I have bought a mobile phone on on interest free credit . I found it a much better option to buy mobile only through credit system then to go with a mobile provider. Then I had a promotional offer to pay my credit which was like a discounted payment. Reviewed on: 11th August 2022
Sarah's avatar
Sarah

Great service

5
Generally really good service, good payment plans and options Reviewed on: 11th August 2022
Rilwan Kuku's avatar
Rilwan Kuku

Kamran Peyghambari

5
It was very helpful to me and all the services were correct and safe Reviewed on: 11th August 2022
Kamran Peyghambari's avatar
Kamran Peyghambari

Excellent Service

5
Quick app, trustworthy and excellent customer service Reviewed on: 11th August 2022
Jemma Bowman's avatar
Jemma Bowman

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill