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PayPal: PayPal Credit reviews

4.73
Based on 181,145 reviews, last reviewed 8th Sep 2026
43% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026
Amanda Hannaford's avatar
Amanda Hannaford

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181145)

Excellent, no issues and an all round spectacular se...

5
Excellent, no issues and an all round spectacular service. Reviewed on: 9th June 2026

I feel protected and safe using PayPal and have had...

5
I feel protected and safe using PayPal and have had no problems with them. I Ouse it for online purchases and have bought cryptocurrency from them. Reviewed on: 9th June 2026

Pay pal credit

5
All my dealings with pay pal have been excellent, everything is clearly explained and very easy to use. Reviewed on: 9th June 2026

Fantastic experience, helps me buy things and pay th...

5
Fantastic experience, helps me buy things and pay them back gradually Reviewed on: 9th June 2026

Excellent service, easy to make purchases.

5
Excellent service, easy to make purchases. Reviewed on: 9th June 2026

always excellent service, fast payment and refunds w...

5
always excellent service, fast payment and refunds when necessary Reviewed on: 9th June 2026

Feel they put the customer first.

5
Feel they put the customer first. Give you various protected ways to pay. Reviewed on: 9th June 2026

PayPal credit helps a lot

5
PayPal credit helps me and my family if a purchase is needed with urgency defiantly a platform we can look to use without over paying. Reviewed on: 9th June 2026

I’ve used PayPal for over 20 years, and it’s my defa...

5
I’ve used PayPal for over 20 years, and it’s my default where possible. Always simple to use Reviewed on: 9th June 2026

1st class service and always on hand if you need...

5
1st class service and always on hand if you need help Reviewed on: 9th June 2026

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