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PayPal: PayPal Credit reviews

4.73
Based on 181,145 reviews, last reviewed 8th Sep 2026
43% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026
Amanda Hannaford's avatar
Amanda Hannaford

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181145)

Easy to use, and never had a problem.

5
Easy to use, and never had a problem. Reviewed on: 9th June 2026

I use PayPal most days it is easy to use...

4
I use PayPal most days it is easy to use and convenient Reviewed on: 9th June 2026

PayPal has been my prominent preferred payment metho...

5
PayPal has been my prominent preferred payment method from almost its inception.PayPal credit has taken payment to the next level of convenience for not just paying for consumer goods but spreading the costs on higher value purchases. Reviewed on: 9th June 2026

Very good company with a lot of help

5
I am on PayPal long time, I got a lot of help from them to get my money back from companies that didn’t send me service what I paid for… customer service very good . And PayPal had a lot of offers you can pay later as to 4 months 0 % interest. Reviewed on: 9th June 2026

Amazing customer support

5
Amazing customer support. Always willing to take the ownership of solving issues Reviewed on: 9th June 2026

Paypal is flexible and provides options when you are...

5
Paypal is flexible and provides options when you are making purchases - my bro to app Reviewed on: 9th June 2026

Awful experience with the platform and customer service

1
Awful experience with the platform and customer service Reviewed on: 9th June 2026

Paypal credit has been a life saver for me, helping...

5
Paypal credit has been a life saver for me, helping me provide for my family when money is tough certain months Reviewed on: 9th June 2026

PayPal is the easy and safe way to pay

5
PayPal is the easy and safe way to pay - no worries about being defrauded when you pay with PayPal. In this world of growing uncertainty about who is behind those special offers I choose to pay with PayPal every time. Reviewed on: 9th June 2026

I love that i can click on PayPal

5
I love that i can click on PayPal credit and everything I buy online is automatically paid for by PayPal credit, no more messing about, for mr it's brilliant Reviewed on: 9th June 2026

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