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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173240)

It's very reliable and secure way of transaction and...

5
It's very reliable and secure way of transaction and very safe and happy service Reviewed on: 3rd June 2026

Superb always reliable never any issues

5
Superb always reliable never any issues Reviewed on: 3rd June 2026

Very good, I use them all of the time.

5
Very good, I use them all of the time. Reviewed on: 3rd June 2026

Overall good.

4
Overall good. I use PayPal on a regular basis to make life easier. Reviewed on: 3rd June 2026

PayPal Credit gives you a back-up plan.

5
I find it very helpful to use PayPal credit as it gives you longer to pay for items or pay off your balance when funds are available. Also for any unexpected outlay if it arises. Reviewed on: 3rd June 2026

Great invention

5
PayPal is great to receive and send money safely it allows you to link it to other applications and your bank. Reviewed on: 3rd June 2026

Simple and straightforward

5
Easy to use and understand comes in handy when needed Reviewed on: 3rd June 2026

The low apr and customer service

5
The low apr and customer service Reviewed on: 3rd June 2026

Been using paypal for years now, the new debit card...

5
Been using paypal for years now, the new debit card is a great touch to the service Reviewed on: 3rd June 2026

It works outstanding for me.

5
It works for me. Every day I have no problem. Reviewed on: 3rd June 2026

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