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PayPal: PayPal Credit reviews

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4.91
Based on 55,389 reviews, last reviewed 7th Apr 2026
425300% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
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1%
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0%
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0%

Latest highest rating:

5

Great way to split the cost I use paypal credit often so I can make those more expensive purchases without having to take the hit and pay all in one go. The option to pay later m... Read more Reviewed on: 7th April 2026
Sophie JAK's avatar
Sophie JAK

Latest lowest rating:

2

Good credit options. Good credit options. But the calculations and when to start paying interest is confusing Reviewed on: 7th April 2026
Elango's avatar
Elango
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (55389)

Great and easy to use

5
App is easy to use and easy to purchase items Reviewed on: 9th July 2022
Paul Owen's avatar
Paul Owen

Fantastic

5
I have been using PayPal credit for quite a while now. It’s really handy and you have a whole lot of time to repay it which is really good. Will recommend. Reviewed on: 9th July 2022
Ken Ike's avatar
Ken Ike

Extremely Efficient Service

5
PayPal makes it very easy and simple to apply for credit. I desperately needed some credit as I was short on paying my tuition fees, PayPal’s credit helped me to pay my fees and guess what it is interest free for 4 months to use credit. I appreciate your help. Reviewed on: 9th July 2022
Muhammad Asif's avatar
Muhammad Asif

Simple and clear

5
Really happy with PayPal credit. Simple and straightforward to use across multiple platforms. Reviewed on: 9th July 2022
mahira35@hotmail.co.uk's avatar
[email protected]

Very happy

5
I have used this service for many years and have no issues. I like the added proctection with Paypal and any claims are dealt quickly. Reviewed on: 9th July 2022
Ata Ul-Haq Hashmi's avatar
Ata Ul-Haq Hashmi

Manageable to use

5
So happy to use my paypal credit you are relax anytime time you feel and want to shop and repay it till due date.with the zero interest. Reviewed on: 9th July 2022
Jinky Nikki's avatar
Jinky Nikki

The best product

5
Very helpful when needed Reviewed on: 9th July 2022
George Tudor's avatar
George Tudor

PayPal Credit

5
Fast, reliable and trusted. Payment are made in a matter of seconds and by far the best credit lender out there. Reviewed on: 9th July 2022
Marcellus's avatar
Marcellus

Good

5
It’s good I have been using PayPal for last 15 years. It’s a Good service. Reviewed on: 8th July 2022
Salman Saleem's avatar
Salman Saleem

Good for purchasing more flexibly and also PayPal credit option is everywhere available.

5
Excellent for purchasing hassle free payments and also best experience with online retailers. Reviewed on: 8th July 2022
Pasupuleti Naveen's avatar
Pasupuleti Naveen

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