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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Can't fault the service!

Can't fault the service! I've been using the service for years and never had a problem! *****5 STARS***** Reviewed on: 9th June 2026

4 months interest free

I have used PayPal credit for a while and it is an excellent way to help manage my money and make larger purchases less of a burden spreading the cost interest free over 4 months I have done this often. Reviewed on: 9th June 2026

Amazing experience with PayPal Credit

I've had a very positive experience with PayPal Credit. The application process was straightforward, payments are easy to manage, and the flexibility it offers has been extremely helpful. My experience with the service has consistently been excellent, supported by outstanding customer care. Frankie, in particular, has always been understanding, professional, and efficient in resolving any issues or queries I have had. Overall, PayPal Credit is a reliable service with excellent customer support, giving me confidence and peace of mind when making purchases. Reviewed on: 9th June 2026

I have never had to use the customer service.

I have never had to use the customer service. Po aypay is great, safe and easy Reviewed on: 9th June 2026

I'm using PayPal for approximately 10 years.

I'm using PayPal for approximately 10 years. As long as you keep your finances organised, you can definitely trust your Pal Reviewed on: 9th June 2026

Easily accessible

Provides flexibility for payment options and is widely available to use on retailer websites. Reviewed on: 9th June 2026

Reliable

PayPal is reliable and 100% trustworthy . Safe payment method . Transactions and returns safe and simple Reviewed on: 9th June 2026

Great customer service when needed and easy to use

Great customer service when needed and easy to use Reviewed on: 9th June 2026

I like PayPal credit as I can use it for a larger pu...

I like PayPal credit as I can use it for a larger purchase, new washing machine and budget over the 4 months and no interest. Also used it for flights. I am able to go in and change my direct debit to suit or just go in and pay more. Reviewed on: 9th June 2026

Great to use

Had many pay in 3 , paid on line shopping, very easy, no hassle Reviewed on: 9th June 2026

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