Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173486 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (173511)

Love it, never had any issues!

Love it, never had any issues! Always really easy to use Reviewed on: 4th June 2026

Excellent Would akways reccomend PayPal to family fr...

Excellent Would akways reccomend PayPal to family friends etc. Trustworthy and reliable. Always helpful. Reviewed on: 4th June 2026

The team is helpful with dealing with money and they...

The team is helpful with dealing with money and they have been really helpful in ensuring that my transactions are being sorted in a way that I want them to be. Reviewed on: 4th June 2026

Excellent service easy to use very practical and sec...

Excellent service easy to use very practical and secure Reviewed on: 4th June 2026

Difficult to get hold of on phone

Difficult to get hold of on phone Reviewed on: 4th June 2026

Awesome service

Every experience with PayPal has been great. It's straight forward and if confused, staff always available to help Reviewed on: 4th June 2026

Highly recommended!

Never had an issue. PayPal customer service always go above and beyond to help if an issue arises Reviewed on: 4th June 2026

Bills and shopping

Easy processing from accounts to and from PayPal Reviewed on: 4th June 2026

Easy to use and helpful for spreading payments

My experience with PayPal Credit has been smooth and straightforward. It is easy to use when shopping online, and I like that it gives me the option to spread payments when needed. The application and payment process are simple to understand, and everything is clearly shown in my PayPal account. It has been helpful for managing larger purchases, but it is still important to keep track of payments and use it responsibly. Overall, I have had a good experience with PayPal Credit. Reviewed on: 4th June 2026

Paypal credit is nice, very good option

Paypal credit is nice, very good option Reviewed on: 4th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95939 reviews
Payments
from PayPal 4.70 from 3839 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub