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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Payday loan

PayPal credit is very convenient when I am waiting for pay day but have to purchase something Reviewed on: 9th June 2026

Simple, quick and easy to use.

It has been very simple and quick to use which was great. Nothing complicated. Reviewed on: 9th June 2026

Feel they put the customer first.

Feel they put the customer first. Give you various protected ways to pay. Reviewed on: 9th June 2026

Customer Services

I have called customer service to help me understand about the payment I made. The advisor explained everything to me and made me understand what I needed to pay to clear my outstanding purchase. Reviewed on: 9th June 2026

I never had a problem, I find it easy to use, custom...

I never had a problem, I find it easy to use, customer service is always great. Can’t fault you Reviewed on: 9th June 2026

Always easy to use quick at replying to messages

Always easy to use quick at replying to messages Reviewed on: 9th June 2026

Always easy to buy and check out using Paypal.

Always easy to buy and check out using Paypal. Never had any issues. Reviewed on: 9th June 2026

It's extremely easy to use anywhere and any time.

It's extremely easy to use anywhere and any time. Reviewed on: 9th June 2026

User friendly

Easy to use app, plenty of help/ options for what you need Reviewed on: 9th June 2026

PayPal credit

PayPal credit is an excellent and convenient service for customers. Reviewed on: 9th June 2026

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