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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 54,482 reviews, last reviewed 7th Apr 2026
340700% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, efficient and for me the safest way to pay. I’ve been with Paypal since the start and have always had excellent service, any issues I’ve experienced (not many over the years) have been resolved ... Read more Reviewed on: 7th April 2026
John K's avatar
John K

Latest lowest rating:

1

Not impressed by their political stance Not impressed by their political stance Reviewed on: 7th April 2026
T m's avatar
T m
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (54482)

Great

5
Love paypal credit . I love that you can pay in 3 . I also love that all big payments are secure. Reviewed on: 8th July 2022
J's avatar
J

Simple and easy to use.

5
Like any other credit system I can buy multiple item up to my limit. The difference is that I can easily track how much credit I've paid and when I need to pay back the full amount for multiple items. Reviewed on: 8th July 2022
Hello.World's avatar
Hello.World

High recommended

5
Perfect for large purchases . Perfect that don't need to pay fees for 4 months. happy with that. Reviewed on: 8th July 2022
Deimante Ubonyte's avatar
Deimante Ubonyte

Easy to use

5
PayPal credit helps me budget for the things I need, lots of helpful reminders and friendly advice. Reviewed on: 8th July 2022
David 's avatar
David

Cant fault it

5
I personally have never been one to use credit or finance, but Paypal has made credit easy. I've used it to make several purchases and can't fault it. easy to understand and simple to use. Reviewed on: 8th July 2022
Luke Link's avatar
Luke Link

Great service

5
Easy to you and excellent support when needed Reviewed on: 8th July 2022
Dee's avatar
Dee

Good

4
Good service, easy to check on the app Reviewed on: 8th July 2022
Rodrigo's avatar
Rodrigo

PayPal is must better then 80 % of all credit card available.

5
Am using my PayPal credit for big purchases . It’s very easy and help . Reviewed on: 8th July 2022
Kashif's avatar
Kashif

Awesome!

5
Very good service and easy to use Reviewed on: 8th July 2022
Rabia's avatar
Rabia

PAYPAL BRILLIANT

5
I think PayPal credit is the easiest payment system quickest way of paying for things that's why I titled it BRILLIANT Reviewed on: 8th July 2022
Dave Terry's avatar
Dave Terry

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