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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173628)

Very easy to use

5
Very easy to use and accep t ed by most retailers online Reviewed on: 4th June 2026

Great offers and pay in 3 options

5
Great offers and pay in 3 options Reviewed on: 4th June 2026

Smart spending

5
Better opportunity to balance money and scattered the payment without being spend in one go. Reviewed on: 4th June 2026

There when you need it

5
It is great that you can use PayPal everywhere and it’s there for you when you need it love it Reviewed on: 4th June 2026

No worries About a thing

5
Very straightforward and easy to use Reviewed on: 4th June 2026

I have always used paypal and love the way it's so e...

5
I have always used paypal and love the way it's so easy to pay with paypal and i only trust them if i have a problem they are quick to resolve it for me and I love the pay in 3 and the credit option I always use paypal as a way to pay because the are so trustworthy Reviewed on: 4th June 2026

Always effortles transactions through PayPal, make o...

5
Always effortles transactions through PayPal, make online purchases so much easier Reviewed on: 4th June 2026

Easy to use, and the new points system is brilliant

5
Easy to use, and the new points system is brilliant Reviewed on: 4th June 2026

Easy to use, easy to payback.

5
Easy to use, easy to payback. Even better since I have a physical card that I can users inside shops Reviewed on: 4th June 2026

Making life easier

5
Great choice of products and always expanding to suit customer needs Reviewed on: 4th June 2026

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