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PayPal: PayPal Credit reviews

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4.91
Based on 55,389 reviews, last reviewed 7th Apr 2026
425300% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
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6%
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1%
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0%
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0%

Latest highest rating:

5

Great way to split the cost I use paypal credit often so I can make those more expensive purchases without having to take the hit and pay all in one go. The option to pay later m... Read more Reviewed on: 7th April 2026
Sophie JAK's avatar
Sophie JAK

Latest lowest rating:

2

Good credit options. Good credit options. But the calculations and when to start paying interest is confusing Reviewed on: 7th April 2026
Elango's avatar
Elango
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55389)

Easy, Support, Confidence

5
Payment is made simple and easy. Managing account is clear and hassle free. Support and help is excellent. Gives confidence in PayPal and purchases. Reviewed on: 9th July 2022
Sanjay Patel's avatar
Sanjay Patel

So easy and convenient

5
PayPal is the easiest, quickest and most convenient way to purchase when shopping online. I feel safe and secure using PayPal and I would highly recommend. Reviewed on: 9th July 2022
Rachael Leonard 's avatar
Rachael Leonard

Great facility and customer experience

5
Found PayPal credit easy to set up. It’s a useful tool for spreading the cost of larger purchases. The app is easy to use, handy email alerts when payments are due and making payments on the app was intuitive. 5 stars! Reviewed on: 9th July 2022
Karen's avatar
Karen

safe to used

5
I love to use My paypal credit card if bought online from scams you got money back is very safe to used Reviewed on: 9th July 2022
Kanyakon 's avatar
Kanyakon

Easy to use

5
Easy to use and set up credit, great offers Reviewed on: 9th July 2022
Conor Mayling's avatar
Conor Mayling

big relief in hard time

5
It is big relief during rainy days Reviewed on: 9th July 2022
Syed Kazmi's avatar
Syed Kazmi

Amazing

5
The interest rate is reasonable Reviewed on: 9th July 2022
kofoabs@yahoo.com's avatar
[email protected]

very happy with Pay Pal credit

5
I`m using pay Pal for a number of years now, very easy to make all transactions through pay pal. Reviewed on: 9th July 2022
Elena's avatar
Elena

Easy, convenient, straightforward

5
I have been using PayPal credit for some time now. It is easy to use, convenient and also gives you peace of mind. Reviewed on: 9th July 2022
Tsvetoslava Vasileva's avatar
Tsvetoslava Vasileva

Simple yet amazing

5
I love paypal credit. It gives me flexibility to pay for my purchases especially the ones over 99£, spaced to pay in 4 months. It gives me enough control of my finances without hurting my budget. I recommend Paypal Credit! Reviewed on: 9th July 2022
Joanna Carla Garcia's avatar
Joanna Carla Garcia

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