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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Great service, excellent outcome

No problems whatsoever. Dealt with my query, resolution was immediate and now able to use my PayPal credit to make the necessary purchases without any hiccups. Reviewed on: 9th June 2026

I have found using PayPal to be easy and hassel free.

I have found using PayPal to be easy and hassel free. I try to limit my expenditure to less than my credit limit, and amounts that I have on credit are covered by the amounts in my personal bank accounts which enables me to know if I spend two thirds of my credit amount I have enough in the bank to cover it. Reviewed on: 9th June 2026

PayPal is the very best around.

PayPal is the very best around. I have never ever had a bad experience with them. They are always there to help no matter what help you need. Reviewed on: 9th June 2026

Excellent service!

Excellent service, communication is top level so many options to choose from too! Reviewed on: 9th June 2026

I use PP Credit often, it allows me great flexibilit...

I use PP Credit often, it allows me great flexibility with my finances. I always pay the balance before incurring any interest charge. Reviewed on: 9th June 2026

Very helpful with easy way to pay and safe

Very helpful with easy way to pay and safe Reviewed on: 9th June 2026

Easy and safe to use.

Easy and safe to use. You can confidently use PayPal with the knowledge that you are covered if there are any problems. Reviewed on: 9th June 2026

No nonsense service, love the pay in three & for tho...

No nonsense service, love the pay in three & for those bigger buys Paypal credit is there. Reviewed on: 9th June 2026

Secure and sensible was to shop

I love paypal it gives you thay extra sence of security when making a purchase if something goes wrong they can help you with the supplier to resolve the issue or get you a refund I also like using PayPal for clothing g purchases especially where your more than likely going to be returning things aa thia means you don't have to pay out the whole amount ans the wait for a refund you only pay 1 third of the price and the nit gets adjusted once the return has been processed Reviewed on: 9th June 2026

Ease of use, convenient.

Ease of use, convenient. I used once: got the bonus, then paid off a d never used again. Reviewed on: 9th June 2026

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