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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 55,796 reviews, last reviewed 7th Apr 2026
462300% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit - What a relief! I recently had an excellent experience using PayPal Credit for an online purchase. I was able to buy a new laptop without having to pay the full cost ... Read more Reviewed on: 7th April 2026
Jake hobson's avatar
Jake hobson

Latest lowest rating:

1

It is very confusing to use the app, money takes day... It is very confusing to use the app, money takes days to clear. It doesn’t always appear to be accurate. Reviewed on: 7th April 2026
Annabelle's avatar
Annabelle
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55796)

Great way to pay

5
Very helpful with 0% interest for 4 months! Reviewed on: 11th August 2022
glennwakeman2807@gmail.com's avatar
[email protected]

Fantastic for Financial Planning & Growth

5
I've been using paypal credit for about 2 years now, and it's been fantastic for helping me plan my finances and growing it. I haven't found any provider out there that lets you pay back in four instalments interest-free! As an entreprenuer and full time employee, the flexibility and options Paypal credit affords me is second to none. I've been able to make very helpful investment decisions that I would have made if Paypal credit weren't available and affordable. Many thanks to Paypal, I fully recommend paypal provided you are disciplined. Thank you Paypal :) Reviewed on: 11th August 2022
Debowale Omole's avatar
Debowale Omole

Paypal credit

5
Very simple and easy to use with 0% intrest for the few monhs easy way to purchase items until you can afford ti pay it back, first class Reviewed on: 11th August 2022
nicholson3ly@btinternet.com's avatar
[email protected]

Easy and trust worthy

5
Really good service, always hassle free and any problems or questions are quickly resolved by the staff Reviewed on: 11th August 2022
Joe Keeley's avatar
Joe Keeley

PayPal credit

5
Super easy to apply and widely accessible Reviewed on: 11th August 2022
jamilahmad2609's avatar
jamilahmad2609

Great way to pay

5
I wanted a fishing tackle box so I applied for PayPal credit which I got and paid for the box and each month I pay PayPal back by direct debit, nothing could be simpler Thank you PayPal. Reviewed on: 11th August 2022
David 's avatar
David

Fast and easy payments, helped me out a lot

5
Secure payments, fast and reliable, everything just works. I am always told what is changing so I'm always on top of things. Reviewed on: 11th August 2022
Dogan Can Ayik's avatar
Dogan Can Ayik

SAFE

4
I have been using Paypal and Paypal credit for many years. It´s the safest way to buy and pay online Reviewed on: 11th August 2022
Fernando Ortega's avatar
Fernando Ortega

Highly recommended

5
Very easy to use just one click and everything managed automatically without it issue. Reviewed on: 11th August 2022
Ibrahim Abouegl's avatar
Ibrahim Abouegl

Sab

5
I never had problem with paypal everything is secure love it :) Reviewed on: 11th August 2022
Sabina Czopor's avatar
Sabina Czopor

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