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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173836)

Very easy online access to track spending & payments.

5
Very easy online access to track spending & payments. Reviewed on: 4th June 2026

Paypal credit has options

5
Paypal credit has options and offers flexibility to chose and plan Reviewed on: 4th June 2026

Fab, use all the time!

5
Easy to repay, gradual increase of limit as earnings went up, easy to increase. Good for making day to day payments safely and trusting that payments are protected. Reviewed on: 4th June 2026

Fantastic way of payment, adds additional protection.

4
Fantastic way of payment, adds additional protection. Makes things easy. Reviewed on: 4th June 2026

Fantastic company, use it daily.

5
Fantastic company, use it daily. Customer service is incredible Reviewed on: 4th June 2026

Easy to use and feels secure

5
Easy to use and feels secure. Im not very good at buying things online but Paypal makes it easy Reviewed on: 4th June 2026

simple to use

5
Very useful service, simple to use, quick and easy Reviewed on: 4th June 2026

To Fundraise and Pay for My Rescued Romanian Dogs

5
I use PayPal to collect funds and to pay for my stray dogs and dogs in public shelters that I have rescued from Romania from being killed by the authorities there. Reviewed on: 4th June 2026

Great way to pay easy quick and safe

5
Great way to pay easy quick and safe Reviewed on: 4th June 2026

Paypal is great overall for everything.

5
Paypal is great overall for everything. Reviewed on: 4th June 2026

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