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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Very good and good reward system

Very good and good reward system Reviewed on: 9th June 2026

PayPal is seamless

PayPal is seamless, iv used PayPal for as long as i can remember. It's safe and secure, my experience with customer service was excellent. It's a fantastic. Reviewed on: 9th June 2026

Credit has helped with managing extra expenses.

PayPal credit allows me to be more flexible with my finances and manage expenses efficiently. With PayPal credit it has helped with us managing the rise in the cost of living without harsh interest rates and just gives us that little bit of breathing room when paying for necessities. The only draw back is the app is sometimes a little hard to navigate and is unclear with current balances/timeframe of when balance is from. Reviewed on: 9th June 2026

Best service and value of money.

Best service and value of money. Reviewed on: 9th June 2026

No Problems

I've ever had a problem paying for items purcor making a payment into my account Reviewed on: 9th June 2026

PayPal has made shopping safe and easier

PayPal has made shopping safe and easier Reviewed on: 9th June 2026

Absolutely fantastic

Have been using PayPal for most of my transactions and it’s been brilliant Reviewed on: 9th June 2026

PayPal? Go on then!

PayPal have been forgiving for me in the past with a missed payment here and there. But now, I have a PayPal debit card which builds valuable points, credit for when I need it and the customer service is always second to none. Reviewed on: 9th June 2026

Reliable and trustworthy.

Reliable and trustworthy. I’ve used PayPal credit on and off for a few years and if there’s ever any issues, they handle them straight away Reviewed on: 9th June 2026

Getting the credit card was straightforward

Getting the credit card was rather straightforward and swift. What’s not to like! Reviewed on: 9th June 2026

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