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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173927 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173973)

Great service

Verg good experience ,very easy to use Reviewed on: 4th June 2026

Never had a problem with them al ways keeps up to da...

Never had a problem with them al ways keeps up to date with payment dates Reviewed on: 4th June 2026

Very helpful customer service, great value for money...

Very helpful customer service, great value for money and peace of mind when shopping online Reviewed on: 4th June 2026

Seamless and excellent service - good options

Seamless and excellent service - good options Reviewed on: 4th June 2026

It was extremely easy to set up and to get approved.

It was extremely easy to set up and to get approved. I was even able to get both a pysical and digital card for me to utilise. Payments are easy to make and a dirrect debit is easily set up. The interest on the credit is fair and you are provided adequate time to pay off the minimum payment. Any issues are promptly dealt with by the PayPal team. The only drawback would be the processing time of some payments when you are close to the cut of point of the minimal payment. Occaasionally you will incur interest if the payment has not been made and processed soon enough. Reviewed on: 4th June 2026

Paypal Credit is a Winner

I use PayPal credit quite often. It is so easy to use and gives me plenty of time to pay the balance. Reviewed on: 4th June 2026

No problems.

I have never had any problems with what you offer. It's so flexible and plenty choices. Always improving. Reviewed on: 4th June 2026

Fantastic experience with PayPal.

Fantastic experience with PayPal. Really easy to send money. Pay for things and easy to navigate app Reviewed on: 4th June 2026

Good service all round why not try it

Very easy and reliable services access is easy and app is very good Reviewed on: 4th June 2026

Easy professional helpful service

Easy professional helpful service Reviewed on: 4th June 2026

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