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PayPal: PayPal Credit reviews

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4.91
Based on 55,232 reviews, last reviewed 7th Apr 2026
410900% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The app is very easy to negotiate; I know exactly wh... The app is very easy to negotiate; I know exactly where I am all the time Reviewed on: 7th April 2026
C P's avatar
C P

Latest lowest rating:

2

Good credit options. Good credit options. But the calculations and when to start paying interest is confusing Reviewed on: 7th April 2026
Elango's avatar
Elango
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55230)

Sum up your payment in different instalment.

5
This is on of the best way to sum up your payment in instalments as agreed by PayPal with zero percent interest. I recommend Reviewed on: 8th July 2022
Femi Adejuwon's avatar
Femi Adejuwon

Great service and easy to use

5
Been using PayPal for a while now ,and Paypal credit is one of the best credit schemes you can have ,on the tip of your fingers and need to spend as much as £99 to have 0 intrest offer for 4 months .A must have service for everybody that dont wanna wait for pay day to buy things .Reccomend 100% Reviewed on: 8th July 2022
Hristo Petrov's avatar
Hristo Petrov

PayPal is always an great option

5
Being using PayPal for years and the credit option has always been great, they offer great deals on their interest rates Reviewed on: 8th July 2022
MichEaelW's avatar
MichEaelW

Brilliant andGood and fast

4
Very well no issue,good customer service Reviewed on: 8th July 2022
Kalim Azim's avatar
Kalim Azim

Amazing service

4
I’m in love with it, you don’t need a good credit score to get it Reviewed on: 8th July 2022
Aderito Costa's avatar
Aderito Costa

Fast, great service.

5
Got approval and credit within minutes. Straightforward management via the app. Reviewed on: 8th July 2022
Nick Dandoulakis's avatar
Nick Dandoulakis

Incredible Credit

5
I was able to achieve my dreamed items and paid with ease and interest free. The four Months interest free credit purchase is fantastic. I had 120 days to save and pay back my credit purchase. What more can I ask of a credit card company? Well done PayPal! Reviewed on: 8th July 2022
Enyinna 's avatar
Enyinna

Fantastic Service

5
Paypal Credit is absolutely brilliant for those purchases you need to make quickly, with no interest. Reviewed on: 8th July 2022
Lynn Cocksedge's avatar
Lynn Cocksedge

Excelling way to spread the cost

5
Whenever there is somewhere online I could pay buy Paypal credit, I would because I could get interest free spreading my payment and trust that it is very secure. Reviewed on: 8th July 2022
James Stewart's avatar
James Stewart

Best of the best

5
Best customer service and credit builder recommend it to everyone that i know Reviewed on: 8th July 2022
Shahriar Ebrahimi's avatar
Shahriar Ebrahimi

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