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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181146 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181146)

PayPal Credit made my online purchases much more con...

PayPal Credit made my online purchases much more convenient and flexible. The application process was quick and easy to complete. Payments are straightforward to manage through the PayPal app. The interest-free promotional periods are very helpful for larger purchases. Overall, it has been a reliable and user-friendly credit service. Reviewed on: 9th June 2026

I use PP Credit often, it allows me great flexibilit...

I use PP Credit often, it allows me great flexibility with my finances. I always pay the balance before incurring any interest charge. Reviewed on: 9th June 2026

Best out there!

I’ve used PayPal for many years now & and it’s never failed me once, I shall continue to use it for many more years Reviewed on: 9th June 2026

You are always covered with PayPal

I always use PayPal as you’re covered in the unlikely event that you have an issue with a transaction or the retailer you have purchased from, I have been assisted in the past with a dispute. You also get the interest free pay in 3 option which is very useful. Reviewed on: 9th June 2026

Quick, easy and the secure way to pay

Quick, secure and easy Wray to pay, with the option to pay now or use PayPal credit. Reviewed on: 9th June 2026

No nonsense just simple

Transparent, easy to use and simple. No jargons just plain language. Easy to understand even for a beginner. Reviewed on: 9th June 2026

Easy and strait forward, faff-free, paperless.

Easy and strait forward, faff-free, paperless. Pay in three option is very helpful! Reviewed on: 9th June 2026

PayPal credit has been very useful.

PayPal credit has been very useful. Interest free periods are good but overall interest is quite high. Simple and easy. Reviewed on: 9th June 2026

Very good card pay over 4 months.

Very good card pay over 4 months. Reviewed on: 9th June 2026

Best 0% Interest Free service providers.

Best 0% Interest Free service providers. And the PayPal card made it more flexible across all payments platforms. And 4 months gives me enough time to pay the credit off Reviewed on: 9th June 2026

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