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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181146 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181146)

Always there

Always there and available to me whenever I need financial information and support. Easy access to online help and advice. Reviewed on: 9th June 2026

PayPal Credit is amazing

PayPal Credit has been amazing helping me bridge the gap in my pay when my husband was undergoing cancer treatment & when Dad was seriously ill in hospital. Repayments are always quick and easy too. Reviewed on: 9th June 2026

When I had an issue it was resolved fairly quickly a...

When I had an issue it was resolved fairly quickly and fairly I would recommend PayPal to my friends without hesitation Reviewed on: 9th June 2026

Excellent ...

PayPal credit is good when you are on a budget Reviewed on: 9th June 2026

Never had a bad experience with them very profession...

Never had a bad experience with them very professional and helpful Reviewed on: 9th June 2026

I have a great experiences with PayPal

I have a great experiences with PayPal Reviewed on: 9th June 2026

I never had issues so far.

I never had issues so far. I’m a constant shopper and use paypal as a safer option. i like having all my cards in one place. I never had issues so far. I’m a constant shopper and use paypal as a safer option. i like having all my cards in one place. Reviewed on: 9th June 2026

Happy days

Staff are amazing if you have to talk to them …well done Paypal Reviewed on: 9th June 2026

They providecan excellent service and variety of pro...

They providecan excellent service and variety of products Reviewed on: 9th June 2026

Great Credit account

Happy that I am kept informed with each transaction. Reviewed on: 9th June 2026

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