Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181146 reviews)

View other PayPal products

4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181146)

Easy and quick to set up.

Easy and quick to set up. Hassle free borrowing. Reviewed on: 9th June 2026

I am happy with PayPal service.

I am happy with PayPal service.The only downside is that is very tricky to actually get through phone and speak with the person. Reviewed on: 9th June 2026

Paypal credit

I use this alot for purchases withbanything over £100 with the choice of upto four months interest free his really good way of paying for larger or dearer purchases i would really recommend it Reviewed on: 9th June 2026

Always works and is always available

Always works and is always available…what more could you want Reviewed on: 9th June 2026

Great product

Sometimes links to app log in not user friendly , otherwise great feature, really useful Reviewed on: 9th June 2026

Simple and quick service to use.

Simple and quick service to use. Reviewed on: 9th June 2026

Four Months Interest Free - What’s not to Like

The four month interest free period is fab for large unexpected purchases or splurges. Had some issues with items not being delivered - PayPal was great in reviewing my claim quickly and refunding the money. Much easier than a section 75 claim! Reviewed on: 9th June 2026

It's a great short term to finance agreement.

I use the pay pal four month interest free and its great, it allows me to buy items that I can have straight away and pay off as much as I can within four months, It save going through all the fuss of a financial lender. Reviewed on: 9th June 2026

Easy to use

PayPal is a fantastic way to pay so easy and safe the app is easy to navigate keep up the great service Reviewed on: 9th June 2026

Great Service!

Great experience and easy to use. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub