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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181146 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181146)

Excellent customer service

If you have a question, that you can't find the answer to online, there is always someone to talk to. Very helpful and friendly. Reviewed on: 9th June 2026

Used PayPal credit for a while, dead easy and safe.

Used PayPal credit for a while, dead easy and safe. Great way to split the cost up into smaller payments Reviewed on: 9th June 2026

protected

Very convenient and always feel protected Reviewed on: 9th June 2026

Good service

Good service. Quick and secure payment. Reviewed on: 9th June 2026

Great! Would recommend.

I have had no issues at all using PayPal credit. Reviewed on: 9th June 2026

Paypal is straight forward.

Paypal is straight forward. Easy to use. Reviewed on: 9th June 2026

No problems with PayPal credit

I've not had any problems, smooth transactions every time. Perhaps lowing the starting limit at checkout from £30 to £20, not always spending that much Reviewed on: 9th June 2026

PayPal great !

PayPal great ! Safe , fast affordable . Reviewed on: 9th June 2026

Flexible

Use all the time handy to spread in 3 Reviewed on: 9th June 2026

PayPal Credit has been such a help

PayPal Credit has been such a help when I need to spread the cost of bigger purchases. Instead of paying all at once, I can break it down into manageable chunks. Paying for things is quick and painless a couple of taps and it's done and I love that the app lets me see exactly what I owe, so I'm never caught off guard and helps me stay on top of my payments. It's brilliant for those times when something important comes up and I'd rather not pay it all upfront. Honestly, it just gives me a bit of breathing room and It's one of those brands I just trust without thinking about it. Reviewed on: 9th June 2026

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