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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181146 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181146)

Easy to set up, I even got money off my first purchase!

Easy to set up, I even got money off my first purchase! Would definitely reccomend PayPal credit. Reviewed on: 9th June 2026

Great borrowing

Brilliant to be able to have interest free for large amounts , makes spending easier . Especially holidays Reviewed on: 9th June 2026

Simple and rewarding

It is so easy to use PayPal and be rewarded for spending you would be making anyway. The app is easy to use and the payments are accepted everywhere. Any queries are easily handled and the app is easy to navigate. Reviewed on: 9th June 2026

Easy to use and excellent support.

Easy to use and excellent support. Reviewed on: 9th June 2026

Excellent

Excellent company to deal with, always fair in dealing with customers Reviewed on: 9th June 2026

PayPal is very helpful specially the pay in 3 with n...

PayPal is very helpful specially the pay in 3 with no interest Reviewed on: 9th June 2026

Ease of use and widely accepted making purchases qui...

Ease of use and widely accepted making purchases quick and safe Reviewed on: 9th June 2026

Quick easy and you feel informed.

Quick easy and you feel informed. I can keep an eye on my finances. It seems PayPal is excepted everywhere. I have had to make so emergency purchases and this credit has made it possible. Reviewed on: 9th June 2026

Helpfull

Using paypal credit is very easy and usefull Reviewed on: 9th June 2026

Excellent options for payment making it easier to ma...

Excellent options for payment making it easier to manage finances Reviewed on: 9th June 2026

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