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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174244 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174252)

Smooth & Swift process

Was very easy and straightforward no hassle Reviewed on: 5th June 2026

Easy and reliable

It’s easy to use and available for most retailers and other payments systems Reviewed on: 5th June 2026

PayPal is so easy to use and totally trustworthy

PayPal is so easy to use and totally trustworthy and if there is a problem with a company they are definitely in your corner Reviewed on: 5th June 2026

Paypal is really convenient accepted almost everywhe...

Paypal is really convenient accepted almost everywhere, online. Whenever I have had an issue with anything ive bought using PayPal they have sorted it extremely quickly and positively. Reviewed on: 5th June 2026

PayPal has been very helpful with my life

PayPal has been very helpful with my life. Turns out I’m pretty expensive… the credit feature has helped me achieve getting my car through MOT and repairs and renovations in my home. The APR can catch you but honestly it’s been great and I would recommend this option! Reviewed on: 5th June 2026

Use it a lot as its reliable and easy to...

Use it a lot as its reliable and easy to use Reviewed on: 5th June 2026

Love using PayPal

Love using PayPal for the flexibility and security offered. Reviewed on: 5th June 2026

Super convenient and feels like my purchases are cov...

Super convenient and feels like my purchases are covered. I’ve had issue in the past and PayPal have always been fair Reviewed on: 5th June 2026

So many times I get refund from scam through paypal.

So many times I get refund from scam through paypal. Reviewed on: 5th June 2026

PayPal for managing your money.

Many years of great service, always feel safe when making purchases with PayPal, the app is so easy to use. Reviewed on: 5th June 2026

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