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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174266 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174268)

Very good finance options

Easy to use and gives you peace of mind when making a transaction of having some cover .lots of different payment options with a reasonable interest rate. Reviewed on: 5th June 2026

Happy with the products

I don't really use customer service but my use of the app or website has always been very easy, streamlined and not confusing, which i appreciate. I also appreciate the rewards they offer now and then. Reviewed on: 5th June 2026

Pay in confidence

It’s a great card to have. Great initial balance and I’ve been able to use abroad. Reviewed on: 5th June 2026

Very good.

Very good. Is the best credit card I have. Reviewed on: 5th June 2026

I feel safe with paypal and i have had no problems w...

I feel safe with paypal and i have had no problems with them. Reviewed on: 5th June 2026

Easy to use, clean terms and offers flexibility and...

Easy to use, clean terms and offers flexibility and choice Reviewed on: 5th June 2026

Great credit provider!

So easy to use and gives you so many options for spreading the cost of things. Reviewed on: 5th June 2026

Very good

Love it it’s brilliant to use very easy Reviewed on: 5th June 2026

Superb as always one to count on and available when...

Superb as always one to count on and available when needed most Reviewed on: 5th June 2026

There when you needed the most, customer service to.

There when you needed the most, customer service to. Reviewed on: 5th June 2026

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