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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181146 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Trustworthy company

Very convenient and trustworthy company with many many years of experience in the field. Reviewed on: 9th June 2026

Easy, Flexible, and Convenient Way to Manage Purchases

PayPal Credit is easy to use, offers flexible payments, and makes managing larger purchases simple and convenient. Reviewed on: 9th June 2026

Great money management tool

I’ve had a really positive experience with PayPal Credit overall. It’s easy to use and has been very useful for larger purchases. The option to spread payments over 4 months helps with budgeting, and having the card means I can use it at almost any retailer rather than being limited to specific shops. The flexibility and convenience makes it a payment method I use regularly and would happily recommend. Reviewed on: 9th June 2026

Always had a positive experience, app is easy to use.

Always had a positive experience, app is easy to use. Lots of 0% offers which make it easier to spread cost of larger purchases Reviewed on: 9th June 2026

Easy to use

Paypal is very easy to use and any problem can be addressed within the app, this also very easy to do. Reviewed on: 9th June 2026

PayPal Credit has been excellent without any problem...

PayPal Credit has been excellent without any problems at all! Great rewards and easy to use. Reviewed on: 9th June 2026

Excellent

Very easy to use app and very flexible Reviewed on: 9th June 2026

The pay in 3 option is so handy!

The pay in 3 option is so handy! I use it all the time to spread the cost. You always feel safe using PayPal in case there are any issues. Reviewed on: 9th June 2026

Different products suit every need

Different products suit every need Reviewed on: 9th June 2026

Great all round service provided

Great all round service provided Reviewed on: 9th June 2026

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