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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56184 reviews)

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4.91

Based on 56,184 reviews, last reviewed 7th Apr 2026

498000% increase in 5 star reviews

in the past 90 days

1300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit great for budgeting and flexibility PayPal is great for secure online payment and PayPal credit gives that extra layer for budgeting your finances. And now PayPal credit card allows even... Read more Reviewed on: 7th April 2026

Latest lowest rating:

1

The worst App ever (Fraud and Scammer) The worst App ever (Fraud and Scammer) Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56184)

Paypal reviews

It’s so straightforward and very reliable Reviewed on: 17th July 2023

Reliable and easy to access, easy to use.

I have a great trust in PayPal services and since started using them, never had any issues, Reviewed on: 17th June 2023

Helpful Credit

The credit balance and allowing me to pay after 4 months of 0% interest free credit really helped me with some anxiety that came along with upcoming payments. Reviewed on: 12th June 2023

Peace of mind while using online.

Money back guarantee and feel safe while using it online as they don't share your bank or card details. Reviewed on: 11th June 2023

excellent

I bought a lot of stuff and it was easy to pay Reviewed on: 10th June 2023

Perfect paypal

I love the app. I find it handy that it reminds me when I am due to make a payment. The pay over r is perfect of I find myself having a tight month financially and its perfect with 0% interest Reviewed on: 8th June 2023

4 months 0% credit

This has helped me out a lot when a cost comes in when you are not expecting it. Reviewed on: 5th June 2023

Paypal credit

I trust Paypal and easy to use and can pay over 4 months interest free for anything over £99.00 Reviewed on: 5th June 2023

Great

Used these guys for many different things and never had any problems. Reviewed on: 5th June 2023

PaypalCredit-A life saver

Paypal Pay in 3 and PaypalCredit has saved my financial bacon in so many ways both before and during the cost of living crisis. As a self emplyed professional it has enabled me to pay my annual professional membership without which I could not practice. I travel a lot and so cost of train tickets as well as larger personal purchases have been made super easy to manage using both facilities. Due to app ans the fact that it is well intergrated with many merchant platforms , the process of payment s fuss free.. I only hope they increase my credit balance or interest free payment period... . It has so far been a blessing. Reviewed on: 5th June 2023

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