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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181143)

Easy to set up

5
Very easy to set up from a trusted provider. Reviewed on: 9th June 2026
Paul T's avatar
Paul T

Great service

5
I've used PayPal for years and I find the finance options fantastic. The 0% options are fab. Its allowed me to pay for things like Hotels to concert tickets. Reviewed on: 9th June 2026
Rachael Mulcare's avatar
Rachael Mulcare

Highly recommend

5
PayPal is always reliable, easy to access and just a great product Reviewed on: 9th June 2026
Julie Dickinson's avatar
Julie Dickinson

Good service must use service.

5
Good service must use service. You are in safe hands Reviewed on: 9th June 2026
Haseeb A's avatar
Haseeb A

Paypal is secure and i have been with them for a lon...

5
Paypal is secure and i have been with them for a long time Reviewed on: 9th June 2026
M S's avatar
M S

Easy to understand and use.

5
Easy to understand and use. Customer focused services Reviewed on: 9th June 2026
Harvindar Singh Bammbra 's avatar
Harvindar Singh Bammbra

Great experience using this all the time app is grea...

5
Great experience using this all the time app is great to. Reviewed on: 9th June 2026
Gary C's avatar
Gary C

Well pleased

5
Its my security for payments and ordering knowing if any problems PayPal is there to help Reviewed on: 9th June 2026
John h's avatar
John h

Security is tip top

4
Always feel better using PayPal as I know my money is protected against fraud Reviewed on: 9th June 2026
ElizaLou 's avatar
ElizaLou

One of the most useful credit products I use

5
PayPal Credit has been easy to use from day one. I appreciate how quickly purchases can be made and how simple it is to manage payments through my PayPal account. Everything is clear, straightforward, and accessible. The flexibility to spread costs when needed has been very helpful, and I have never had any issues keeping track of payments or balances. For online shopping, it is one of the most convenient credit products I have used. I would happily continue using PayPal Credit and recommend it to friends and family. Reviewed on: 9th June 2026
Arina Y's avatar
Arina Y

Review PayPal: PayPal Credit now

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