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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145718 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145718)

Didn't recieve my order and paypal checked and refun...

Didn't recieve my order and paypal checked and refunded me straight away, customer service was brilliant Reviewed on: 30th April 2026

PayPal credit helps me a lot..

PayPal credit helps me a lot by being able to spread my repayments, I recommend PayPal credit to friends all the time. Now that they have introduced their physical credit card, there's nowhere you can't spend using paypal credit. Reviewed on: 30th April 2026

easy to use and very handy if you are waiting for pa...

easy to use and very handy if you are waiting for payday Reviewed on: 30th April 2026

Always happy with the all services

Always happy with the all services Reviewed on: 30th April 2026

Always feel safe with PayPal.

Always feel safe with PayPal. Communication is great as well as notifications. PayPal pay in three is a life saver sometimes especially with it being interested free Reviewed on: 30th April 2026

PayPal Credit for the Win

Always great rates and super easy to use, brilliant service Reviewed on: 30th April 2026

Helped me out when nobody else would!

Never had an issue with PayPal over 20 years. Needed to make a one time purchase from Ebay and PayPal never hesitated to help me out. Thank you Reviewed on: 30th April 2026

Been easy to work with, and when I've had a problem...

Been easy to work with, and when I've had a problem it's been easy to speak to the workers on the other end, and they've sorted it there and then so I've had no issues! Reviewed on: 30th April 2026

I always use PayPal for online purchases as I feel I...

I always use PayPal for online purchases as I feel I have more Security. I do also use the Credit service on more expensive items all on all a brilliant service... Reviewed on: 30th April 2026

Good and clear

Never had any trouble with PayPal Credit. They clearly show the amount you can spend, which makes it easy to manage. The advice and support have always been helpful whenever needed. Very reliable and straightforward to use.” Reviewed on: 30th April 2026

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