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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

PayPal credit is very useful

PayPal credit is very useful for when you want something but cant afford to fully pay for it right now. Its essential for limited items. Reviewed on: 9th June 2026

Very helpful.

PayPal tem helped me with my purchase, goods never arrived, and Pay Pal returned my money. Reviewed on: 9th June 2026

Sending money abroad

As well as using PayPal to purchase things, I am able to send money easily to my son who lives in New Zealand Reviewed on: 9th June 2026

Mostly found PayPal good.

Mostly found PayPal good. Had one bad experience during the many years using them. Reviewed on: 9th June 2026

PayPal offers a buy now pay in 3 months which is fan...

PayPal offers a buy now pay in 3 months which is fantastic Reviewed on: 9th June 2026

Highly recommend

PayPal allows me to manage my own finances without having to speak to an adviser. Reviewed on: 9th June 2026

PayPal is so easy and gives great interest free opti...

PayPal is so easy and gives great interest free options. I use PayPal credit for all my holiday bookings, large purchases I use the pay in 3 option, and know I have peace of mind if there’s any issues with my purchases. Customer service is always great and easy to get through. PayPal is always my first choice over any other credit provider. Reviewed on: 9th June 2026

Convenient and secure

I've been using PayPal credit for quite some time, It's handy to have and it gives you plenty of time to pay it back. It's also much more secure than using your cards. Reviewed on: 9th June 2026

.Fast, convenient and useful.

I really like that after using the credit you can choose the amount you can repay. It would be good if there were more physical locations where you could pay via PayPal credit. Reviewed on: 9th June 2026

excellent experience.

excellent experience. I love to spend much easy secure and simple Reviewed on: 9th June 2026

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