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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145717 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145717)

A quick, convenient and valuable service.

Paypal is always convenient and quick, with customer service advisors who go above and beyond with any issues I may have regarding companies or technical issues while making purchases. I would recommend paypal to most people looking to streamline their purchasing experience. Reviewed on: 30th April 2026

PayPal is quick and easy to use

PayPal is quick and easy to use it's my go to app Reviewed on: 30th April 2026

Very useful for buy now pay later

Very useful for buy now pay later Reviewed on: 30th April 2026

Great service fantastic job

Great service fantastic job A+++++ Reviewed on: 30th April 2026

Great way to pay

Great way to pay for things, very secure Reviewed on: 30th April 2026

Great app, split credit card and debit card activity

I think the app is brilliant and love that I am collecting points on everything I buy. I would like the activity section to have a separation between my credit card and my debit card though. Reviewed on: 30th April 2026

I have always found PayPal to be the best for...

I have always found PayPal to be the best for my needs Reviewed on: 30th April 2026

Very easy to use and manage.

Very easy to use and manage. Automated payments, set and forget. 4 month interest free is really cool, if well purchases are well planned its a great system. Reviewed on: 30th April 2026

PayPal for the average person

Simple to use no hidden costs and affordable interest rebates Reviewed on: 30th April 2026

Easy & seamless interface

Easy to see how much you have in your balance and seamless to pay off Reviewed on: 30th April 2026

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