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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

I have worked with them for several years and whenev...

5
I have worked with them for several years and whenever was a problem they have sorted it out quickly and efficient Reviewed on: 9th June 2026

Handy way to spread the cost of a purchase.

5
Handy way to spread the cost of a purchase. Reviewed on: 9th June 2026

Amazing repayment options.

5
Amazing repayment options. With today’s prices and the market I thought I will not be able to take my son on holiday. PayPal allowed me to purchase my flight tickets and spread the cost over 3 interest free payments. Thank you. Reviewed on: 9th June 2026

easy app

5
Good apr, easy app ,good quality Reviewed on: 9th June 2026

Easy and smooth

4
Easy and smooth One of the most seem less systems out there Reviewed on: 9th June 2026

Useful and reasonably priced

4
Useful and reasonably priced. Accepted by most online retailers. 3months interest free nice perk Reviewed on: 9th June 2026

Always gives good service .

4
Always gives good service, has an exceptional website Reviewed on: 9th June 2026

Never a problem if neededung to speak with customer...

5
Never a problem if neededung to speak with customer service No problem using PayPal Reviewed on: 9th June 2026

Smooth experience: efficient customer services - ove...

5
Smooth experience: efficient customer services - overall great satisfaction! Reviewed on: 9th June 2026

PayPal: The Gold Standard for Digital Payments

5
PayPal continues to impress with its seamless transaction experience and robust security features. The platform's intuitive interface makes sending and receiving money effortless, whether you're shopping online or splitting bills with friends. I particularly appreciate their buyer protection program, which gives me confidence when making purchases from unfamiliar sellers. The widespread acceptance of PayPal across countless online retailers eliminates the hassle of entering credit card details repeatedly. With consistent performance and innovative features like One Touch checkout, PayPal remains my go-to payment solution for all digital transactions. Reviewed on: 9th June 2026

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