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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145715 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145715)

Im always happy, absolutly good to help

Im always happy, absolutly good to help Reviewed on: 30th April 2026

Nice and easy

Easy to use and allows spreading cost without extra cost Reviewed on: 30th April 2026

Paypal has always been great.

Paypal has always been great. Never had any doubts. Reviewed on: 30th April 2026

Paypal Cred Really Helped Me

I was excited to be offered paypal credit, its helped me afford things without having to worry. The app makes it easy and clear to see how much I owe and I can choose how much and how often I can repay my balance. Reviewed on: 30th April 2026

Easy to use and helpful credit option

I’ve found PayPal Credit to be very convenient for spreading the cost of purchases. The application process was quick, and it integrates seamlessly with PayPal at checkout. Payments are easy to manage, and I like the promotional interest-free periods when used responsibly. Reviewed on: 30th April 2026

I use PayPal credit for various things, from househo...

I use PayPal credit for various things, from household to holidays. the versatility of making various types of payments, like pay in 3 , greatly helps me manage my budget and afford things I need to purchase. Reviewed on: 30th April 2026

Never any issues.

Never any issues. Good credit terms Reviewed on: 30th April 2026

Easy, quick and good service

Always quick to help, updated balance is is a bit slow but Customer Service always happy to help! Reviewed on: 30th April 2026

Excellent service and equally safe

Excellent service and equally safe Reviewed on: 30th April 2026

I have used PayPal for years to xfer money between f...

I have used PayPal for years to xfer money between family and I have recently got the credit card that allows payment in there which I think is an amazing idea, one that other card companies are starting to copy. Reviewed on: 30th April 2026

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