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PayPal: PayPal Credit reviews

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4.91
Based on 56,807 reviews, last reviewed 7th Apr 2026
555200% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Pay pal convenient to use . Generally the credit options offered are very good and convenient, I find navigating the the app could be improved. Reviewed on: 7th April 2026
Gary H's avatar
Gary H

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56807)

Great service to manage payments

5
PayPal credit makes it easy when you have unexpected expenses like the kettle or washing machine breaking. You can choose a payment option that suits you. Very convenient. Reviewed on: 9th July 2022
Berry's avatar
Berry

Hassle free

5
Excellent service and useability on websites Reviewed on: 9th July 2022
Rich's avatar
Rich

Easy to use and reliable

5
Good UI, ease of use instructions and reliable means to pay for the majority of transaction gateways. Reviewed on: 9th July 2022
Soumen Chatterjee's avatar
Soumen Chatterjee

Very helpful and useful

5
Very happy with my PayPal credit and I can recommend it to anyone Reviewed on: 9th July 2022
Rebecca's avatar
Rebecca

Very satisfied

5
Very satisfactory with PayPal credit card Reviewed on: 9th July 2022
Julienne Gomis Mcthelly 's avatar
Julienne Gomis Mcthelly

Great option especially fo these who are on top with paying back as it's no intres fo up to 4 months

5
Great way of paying for something in smoller parts instead one big payment Reviewed on: 9th July 2022
Alina M's avatar
Alina M

Awesome

5
Very happy about this kind of option. Reviewed on: 9th July 2022
Laurynas Rimaitis's avatar
Laurynas Rimaitis

Best Credit Provider

5
PayPal Credit is easy to use and offers various credit options They make it easy to keep track of payments and outstanding balances with different payment options. PayPal has given me the means to be able to make purchases I would otherwise not have been able to make. All round I think PayPal is the best credit provider. Reviewed on: 9th July 2022
Jennifer 's avatar
Jennifer

Love to get credit money for zero interest

5
It's really good because it gives you 4 months credit on zero percent interest rate which is really good for me as a small business I can easily pay back in 4 months time even before that on single payments more than £99. No any other credit company give you that option. Reviewed on: 9th July 2022
Manjit Singh's avatar
Manjit Singh

Great! Help

5
I can rely on PAYPAL CREDIT like a friend, for HELP, may be more... Reviewed on: 9th July 2022
Manosh Limbu's avatar
Manosh Limbu

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