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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

I use PayPal regularly and have never had issues wit...

I use PayPal regularly and have never had issues with any transaction I have done. My late father recommended and I totally agree with him. Reviewed on: 9th June 2026

Brilliant

Good communication..very helpful Reviewed on: 9th June 2026

Credit applications

Good rates. Easy applications. Quick decisions Reviewed on: 9th June 2026

Good for value

Easy to use and 4 months interests free is helpful on bigger purchase. Reviewed on: 9th June 2026

Very safe and reliable,

I have been using pay pal from years. Very easy and helpful and more importantly its safe Reviewed on: 9th June 2026

Just super handy

Just super handy, particularly in providing a buffer between my bank and unknown sellers. Reviewed on: 9th June 2026

PayPal - what I think about them

Great service when I have had an issue with an order they have been brilliant in sorting it out and making sure I am protected. Reviewed on: 9th June 2026

Fantastic PayPal has never let me down

PayPal has never let me down it's a fab service Reviewed on: 9th June 2026

Excellent service, good way of managing your finances

Excellent service, good way of managing your finances Reviewed on: 9th June 2026

Excellent and reliable service

I use PayPal alot and always find it works perfectly. The pay in 3 option is excellent for splitting larger purchases without having to rely on credit that ends up costing more in the long run. The customer service is excellent at sorting any issues, and I always feel safe when I can purchase through the PayPal system. Reviewed on: 9th June 2026

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