Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145709 reviews)

View other PayPal products

4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145709)

great experience

I’ve had a great experience using PayPal helps me pay off without having to pay all money at once Reviewed on: 30th April 2026

Great interface.

Great interface. Quick payment processing, clear breakdown of amounts owed. Really handy to have PayPal account. You can even get a PayPal card. Reviewed on: 30th April 2026

Excellent service with PayPal

I have used PayPal for a few years now , i find it excellent easy payment plan at a affordable rate and optional plans too which are also easy for you..The customer service staff are also very helpful too. Reviewed on: 30th April 2026

I'm using PayPal many years ago.

I'm using PayPal many years ago..I recommend it. Reviewed on: 30th April 2026

Fast, Secure, and Effortless Payments with PayPal

I’ve had a really positive experience using PayPal. It’s fast, reliable, and makes managing payments incredibly easy, whether I’m sending money to friends or paying for things online. I especially like how secure it feels and how everything is tracked in one place, so I always know where my money is going. It saves time and removes stress from transactions. I’d definitely recommend it to anyone looking for a simple and trustworthy way to handle payments. Reviewed on: 30th April 2026

PayPal credit

Love how help people get what they want to buy and payment are easier Reviewed on: 30th April 2026

Never had an issue, even when I missed a payment due...

Never had an issue, even when I missed a payment due to a mistake I made, they removed the fixed penalty charge Reviewed on: 30th April 2026

Unsure unusual

Haven’t used it yet not sure what to expect Reviewed on: 30th April 2026

What would I do without PayPal !

I’m very pleased with PayPal credit it gives me options to purchase without pressure of paying all at once Reviewed on: 30th April 2026

I Like Your credit card service very nice

I Like Your credit card service very nice Reviewed on: 30th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3757 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77242 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub