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PayPal: PayPal Credit reviews

4.91
Based on 57,031 reviews, last reviewed 7th Apr 2026
575700% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always helpful and supportive. Always been very helpful and supportive. On the rare occasion there has been an issue they are always really clear on what to do and how to get the pr... Read more Reviewed on: 7th April 2026
Aaron D's avatar
Aaron D

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57031)

Paypal Credit is the best for online purchase

5
It is easy, reliable and trustworthy for online purchases. Reviewed on: 5th August 2022

really usefull

5
used it time and agin with no problems Reviewed on: 5th August 2022

Super convenient & affordable repayments for credit

5
Their credit system is so affordable to repay and super easy to use, especially for rainy days, makes life so much easier. Reviewed on: 5th August 2022

Excellent little tool

5
PayPal credit is an excellent tool to help you through the times that you need just a little longer to pay for things or take the edge off of those larger purchases. Four months 0% interest, you really can't go wrong. Reviewed on: 5th August 2022

very easy to use and reliable

5
it was very easy to be verified and I was also able to pay my debts off at a good and affordable rate with 0% interest Reviewed on: 5th August 2022

Easy options

5
I have enjoyed using PayPal credit. Thanks so much. Reviewed on: 5th August 2022

Fast and Safe

5
Always Truing to pay via PayPal to be protected. Reviewed on: 5th August 2022

PayPal credit, top notch

5
Of all the options to use for credit, Paypal is easily my go-to choice of recommendation. Reviewed on: 5th August 2022

Superb service, excellent functions designed to work seamlessly

5
All good, as a user for over 20 years I am still perfectly happy with their superb and quick service. Reviewed on: 5th August 2022

Good customer service and clear terms

5
Paypal credit is a fantastic option, similar to other credit brokers that allows you to shop safely online and utilise their 4 month interest free payments! I'd definitely recommend for frequent online shoppers. Reviewed on: 5th August 2022

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